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Vani CommercialsBOM:538918 -0.13%47 Days Inventory is 65.70 as of Dec. 2025, which is 76% below its 10-year median of 270.38. GuruFocus rates BOM:538918 with a GF Score™ of 47/100 and a GF Value™ of ₹11.09 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 101 Credit Services companies, Vani Commercials ranks better than 55.45% on this metric.
The historical rank and industry rank for Vani Commercials's Days Inventory or its related term are showing as below:
BOM:538918'
s Days Inventory Range Over the Past 10 Years
Min: 41.33 Med: 270.38 Max: 526.83
Current: 41.33
During the past 12 years, Vani Commercials's highest Days Inventory was 526.83. The lowest was 41.33. And the median was 270.38.
BOM:538918's Days Inventory is ranked better than 55.45% of 101
companies
in the Credit Services industry
Industry Median: 52.28
vs BOM:538918: 41.33
Vani Commercials's Days Inventory
declined
from Dec. 2024 (239.53) to Dec. 2025 (65.70).
Inventory Turnover measures how fast the company turns over its inventory within a year.
Vani Commercials's Inventory Turnover for the
three
months ended in Dec. 2025 was 1.39.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Vani Commercials's Inventory-to-Revenue for the
three
months ended in Dec. 2025 was 0.35.
Vani Commercials (BOM:538918) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
Vani Commercials's Inventory Turnover for the
three
months ended in Dec. 2025 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Vani Commercials's Inventory to Revenue for the
three
months ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
Vani Commercials Days Inventory Related Terms
Vani Commercials Days Inventory Historical Data
* Premium members only.
The historical data trend for Vani Commercials's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538918 vs V, MA, AXP: Days Inventory Comparison
For the Credit Services subindustry, Vani Commercials's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vani Commercials Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vani Commercials's Days Inventory distribution charts can be found below:
* The bar in red indicates where Vani Commercials's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vani Commercials (BOM:538918) has a Days Inventory of 65.70 as of Dec. 2025. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Vani Commercials and its competitors. This is 76% below median its historical median of 270.38. Over the past decade, Vani Commercials' Days Inventory has ranged from 41.33 to 526.83. According to the industry distribution chart, Vani Commercials ranks #45 out of 101 companies in the Credit Services industry, placing it in the top 44.6%.
Is Vani Commercials' Days Inventory too high?
Vani Commercials' current Days Inventory of 65.70 is 76% below median its 10-year median of 270.38. Over the past 10 years, this metric has ranged from a low of 41.33 to a high of 526.83. The Credit Services industry median Days Inventory is 52.28. Vani Commercials' value of 65.70 is 25.7% above this industry median. Based on the distribution chart, Vani Commercials ranks #45 out of 101 companies in the Credit Services industry, which is above the industry midpoint. Overall, Vani Commercials has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vani Commercials' Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Vani Commercials ranks #45 out of 101 companies for Days Inventory. This puts Vani Commercials in the upper half of its industry. The industry median Days Inventory is 52.28. Vani Commercials' value of 65.70 is 25.7% above this benchmark. Historically, Vani Commercials' own Days Inventory has ranged from 41.33 to 526.83 over the past decade. While the company's 10-year median is 270.38 vs. the industry median of 52.28, Vani Commercials has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 52.28, based on 101 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vani Commercials's current Days Inventory of 65.70 is 25.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Vani Commercials and its competitors. For the Credit Services industry, the median Days Inventory is 52.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vani Commercials's current Days Inventory is 65.70, which is 76% below median its own 10-year median of 270.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vani Commercials stock overvalued right now?
Based on GuruFocus' analysis, Vani Commercials (BOM:538918) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹11.09, compared to a current price of ₹7.90 — trading 28.8% below its estimated fair value. The current Days Inventory is 65.70, which is 76% below median its 10-year median of 270.38 and 25.7% above the Credit Services industry median of 52.28. Vani Commercials' overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Vani Commercials (BOM:538918), the current Days Inventory is 65.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vani Commercials (BOM:538918) Overvalued in 2026?
Based on GuruFocus' analysis, Vani Commercials stock appears to be undervalued.
The current stock price of ₹7.90 is trading 28.8% below its estimated GF Value™ of ₹11.09.
GuruFocus considers Vani Commercials to be Modestly Undervalued.
Key valuation signals for BOM:538918:
Days Inventory: 65.70 (76% below median its 10-year median of 270.38)
GF Value™: ₹11.09 vs. price of ₹7.90 (28.8% below fair value)
Industry Position: 25.7% above the Credit Services median (#45 of 101)
No single metric tells the full story. See the BOM:538918 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vani Commercials Ltd is an India-based non-banking finance company. Its product includes loans for the purchase of equipment and machinery, working capital loans, loans for business or capacity expansion, term loans against property, loans for the purchase of commercial property, and lease rental discounting. The company offers its lending services to Micro, Small, and Medium Enterprises. It derives key revenue from the Interest income.
47GF Score
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