Vani Commercials (BOM:538918) E10: ₹0.11 (As of Dec. 2025)

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BOM:538918 Vani Commercials Ltd BOM:538918
47 GF Score
Price ₹7.91
GF Value ₹11.09
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Vani Commercials E10?

Vani Commercials BOM:538918 -3.30% 47 E10 is ₹0.11 as of Dec. 2025. GuruFocus rates BOM:538918 with a GF Score™ of 47/100 and a GF Value™ of ₹11.09 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Vani Commercials's adjusted earnings per share data for the three months ended in Dec. 2025 was ₹0.190. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.11 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Vani Commercials's average E10 Growth Rate was 22.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-11), Vani Commercials's current stock price is ₹7.91. Vani Commercials's E10 for the quarter that ended in Dec. 2025 was ₹0.11. Vani Commercials's Shiller PE Ratio of today is 71.91.

During the past 12 years, the highest Shiller PE Ratio of Vani Commercials was 282.00. The lowest was 69.09. And the median was 136.13.


Vani Commercials  (BOM:538918) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Vani Commercials's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=7.91/0.11
=71.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of Vani Commercials was 282.00. The lowest was 69.09. And the median was 136.13.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Vani Commercials E10 Related Terms


Vani Commercials E10 Historical Data

* Premium members only.

The historical data trend for Vani Commercials's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vani Commercials E10 Chart

Vani Commercials Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.06 0.07

Vani Commercials Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.07 0.08 0.09 0.11

BOM:538918 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Vani Commercials's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vani Commercials Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Vani Commercials's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Vani Commercials's Shiller PE Ratio falls into.


BOM:538918
47GF Score
Vani Commercials Ltd BOM:538918
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vani Commercials E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Vani Commercials's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.19/163.2808*163.2808
=0.190

Current CPI (Dec. 2025) = 163.2808.

Vani Commercials Quarterly Data

per share eps CPI Adj_EPS
201603 -0.010 102.518 -0.016
201606 0.010 105.961 0.015
201609 -0.005 105.961 -0.008
201612 0.020 105.196 0.031
201703 0.030 105.196 0.047
201706 0.004 107.109 0.006
201709 0.020 109.021 0.030
201712 0.020 109.404 0.030
201803 -0.020 109.786 -0.030
201806 0.004 111.317 0.006
201809 0.020 115.142 0.028
201812 0.010 115.142 0.014
201903 0.020 118.202 0.028
201906 0.010 120.880 0.014
201909 0.010 123.175 0.013
201912 0.010 126.235 0.013
202003 -0.020 124.705 -0.026
202006 0.030 127.000 0.039
202009 0.040 130.118 0.050
202012 0.040 130.889 0.050
202103 -0.040 131.771 -0.050
202106 0.050 134.084 0.061
202109 0.060 135.847 0.072
202112 0.060 138.161 0.071
202203 -0.064 138.822 -0.075
202206 0.200 142.347 0.229
202209 0.220 144.661 0.248
202212 0.030 145.763 0.034
202303 -0.518 146.865 -0.576
202306 0.040 150.280 0.043
202309 0.220 151.492 0.237
202312 0.010 152.924 0.011
202403 -0.190 153.035 -0.203
202406 -0.170 155.789 -0.178
202409 0.390 157.882 0.403
202412 0.130 158.323 0.134
202503 -0.210 157.552 -0.218
202506 0.170 159.755 0.174
202509 0.140 162.289 0.141
202512 0.190 163.281 0.190

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹0.11 mean?
Vani Commercials (BOM:538918) has a E10 of ₹0.11 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Vani Commercials and its competitors.
Is Vani Commercials' E10 too high?
Vani Commercials' current E10 is ₹0.11. Overall, Vani Commercials has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vani Commercials' E10 compare to V and MA?
Vani Commercials' E10 of ₹0.11 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Vani Commercials and its competitors. Vani Commercials's current E10 is ₹0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vani Commercials stock overvalued right now?
Based on GuruFocus' analysis, Vani Commercials (BOM:538918) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹11.09, compared to a current price of ₹7.91 — trading 28.7% below its estimated fair value. The current E10 is ₹0.11. Vani Commercials' overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Vani Commercials (BOM:538918), the current E10 is ₹0.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vani Commercials (BOM:538918) Overvalued in 2026?

Based on GuruFocus' analysis, Vani Commercials stock appears to be undervalued. The current stock price of ₹7.91 is trading 28.7% below its estimated GF Value™ of ₹11.09. GuruFocus considers Vani Commercials to be Modestly Undervalued.

Key valuation signals for BOM:538918:

  • E10: ₹0.11
  • GF Value™: ₹11.09 vs. price of ₹7.91 (28.7% below fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the BOM:538918 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vani Commercials Business Description

Address Najafgarh Road, Khasra No. 19/4, Kamruddin Nagar, Near Butterfly Senior Secondary School, Nangloi, New Delhi, IND, 110041
Vani Commercials Ltd is an India-based non-banking finance company. Its product includes loans for the purchase of equipment and machinery, working capital loans, loans for business or capacity expansion, term loans against property, loans for the purchase of commercial property, and lease rental discounting. The company offers its lending services to Micro, Small, and Medium Enterprises. It derives key revenue from the Interest income.
47GF Score

Get the complete analysis for BOM:538918

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹7.91
Price
₹11.09
GF Value