Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Vani CommercialsBOM:538918 +2.46%48 PS Ratio is 5.25 as of Aug. 26, 2026, which is 15% below its 10-year median of 6.16. GuruFocus rates BOM:538918 with a GF Score™ of 48/100 and a GF Value™ of ₹11.11 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 524 Credit Services companies, Vani Commercials ranks worse than 67.75% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Vani Commercials's share price is ₹8.15.
Vani Commercials's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹1.55. Hence, Vani Commercials's PS Ratio for today is 5.25.
The historical rank and industry rank for Vani Commercials's PS Ratio or its related term are showing as below:
BOM:538918'
s PS Ratio Range Over the Past 10 Years
Min: 0.88 Med: 6.16 Max: 76.6
Current: 5.09
During the past 12 years, Vani Commercials's highest PS Ratio was 76.60. The lowest was 0.88. And the median was 6.16.
BOM:538918's PS Ratio is ranked worse than 67.75% of 524
companies
in the Credit Services industry
Industry Median: 2.885
vs BOM:538918: 5.09
During the past 12 years, Vani Commercials's highest 3-Year average Revenue per Share Growth Rate was 59.60% per year. The lowest was -8.60% per year. And the median was 11.05% per year.
Vani Commercials (BOM:538918) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Vani Commercials PS Ratio Related Terms
Vani Commercials PS Ratio Historical Data
* Premium members only.
The historical data trend for Vani Commercials's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vani Commercials's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vani Commercials PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vani Commercials's PS Ratio distribution charts can be found below:
* The bar in red indicates where Vani Commercials's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Vani Commercials's Share Price of today is ₹8.15. Vani Commercials's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1.55.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Vani Commercials (BOM:538918) has a PS Ratio of 5.25 as of Aug. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vani Commercials and its competitors. This is 15% below median its historical median of 6.16. Over the past decade, Vani Commercials' PS Ratio has ranged from 0.88 to 76.60. According to the industry distribution chart, Vani Commercials ranks #355 out of 524 companies in the Credit Services industry, placing it in the top 67.7%.
Is Vani Commercials' PS Ratio too high?
Vani Commercials' current PS Ratio of 5.25 is 15% below median its 10-year median of 6.16. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 76.60. The Credit Services industry median PS Ratio is 2.89. Vani Commercials' value of 5.25 is 82% above this industry median. Based on the distribution chart, Vani Commercials ranks #355 out of 524 companies in the Credit Services industry, which is below the industry midpoint. Overall, Vani Commercials has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vani Commercials' PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Vani Commercials ranks #355 out of 524 companies for PS Ratio. This places Vani Commercials in the lower half of its industry. The industry median PS Ratio is 2.89. Vani Commercials' value of 5.25 is 82% above this benchmark. Historically, Vani Commercials' own PS Ratio has ranged from 0.88 to 76.60 over the past decade. While the company's 10-year median is 6.16 vs. the industry median of 2.89, Vani Commercials has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.89, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vani Commercials's current PS Ratio of 5.25 is 82% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vani Commercials and its competitors. For the Credit Services industry, the median PS Ratio is 2.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vani Commercials's current PS Ratio is 5.25, which is 15% below median its own 10-year median of 6.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vani Commercials stock overvalued right now?
Based on GuruFocus' analysis, Vani Commercials (BOM:538918) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹11.11, compared to a current price of ₹8.15 — trading 26.6% below its estimated fair value. The current PS Ratio is 5.25, which is 15% below median its 10-year median of 6.16 and 82% above the Credit Services industry median of 2.89. Vani Commercials' overall GF Score™ is 48/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Vani Commercials (BOM:538918), the current PS Ratio is 5.25 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vani Commercials (BOM:538918) Overvalued in 2026?
Based on GuruFocus' analysis, Vani Commercials stock appears to be undervalued.
The current stock price of ₹8.15 is trading 26.6% below its estimated GF Value™ of ₹11.11.
GuruFocus considers Vani Commercials to be Modestly Undervalued.
Key valuation signals for BOM:538918:
PS Ratio: 5.25 (15% below median its 10-year median of 6.16)
GF Value™: ₹11.11 vs. price of ₹8.15 (26.6% below fair value)
Industry Position: 82% above the Credit Services median (#355 of 524)
No single metric tells the full story. See the BOM:538918 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vani Commercials Ltd is an India-based non-banking finance company. Its product includes loans for the purchase of equipment and machinery, working capital loans, loans for business or capacity expansion, term loans against property, loans for the purchase of commercial property, and lease rental discounting. The company offers its lending services to Micro, Small, and Medium Enterprises. It derives key revenue from the Interest income.
48GF Score
Get the complete analysis for BOM:538918
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:538918 has been successfully added to your 
