ACIW (ACI Worldwide) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ACIW ACI Worldwide Inc ACIW
82 GF Score
Price $51.99
GF Value $51.28
Valuation Fairly Valued
! 2 Warning Signs
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What is ACI Worldwide Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

ACI Worldwide Quality Rank Related Terms

ACIW
82GF Score
ACI Worldwide Inc ACIW
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ACI Worldwide (ACIW) Overvalued in 2026?

Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued. The current stock price of $51.99 is trading 1.4% above its estimated GF Value™ of $51.28. GuruFocus considers ACI Worldwide to be Fairly Valued.

Key valuation signals for ACIW:

  • Quality Rank:
  • GF Value™: $51.28 vs. price of $51.99 (1.4% above fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the ACIW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ACI Worldwide Business Description

Other Exchanges TSA:Germany
Address 6060 Coventry Drive, Elkhorn, NE, USA, 68022-6482
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score

Get the complete analysis for ACIW

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.99
Price
$51.28
GF Value