Qualco Group (ATH:QLCO) Days Payable: 53.73 (As of Dec. 2025) — 11% Above Median


ATH:QLCO Qualco Group SA ATH:QLCO
21 GF Score
Price €5.45
! 2 Warning Signs
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What is Qualco Group Days Payable?

Qualco Group ATH:QLCO 21 Days Payable is 53.73 as of Dec. 2025, which is 11% above its 10-year median of 48.27. GuruFocus rates ATH:QLCO with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 2,598 Software companies, Qualco Group ranks better than 50.96% on this metric.

Qualco Group's average Accounts Payable for the six months ended in Dec. 2025 was €20.2 Mil. Qualco Group's Cost of Goods Sold for the six months ended in Dec. 2025 was €68.7 Mil. Hence, Qualco Group's Days Payable for the six months ended in Dec. 2025 was 53.73.

The historical rank and industry rank for Qualco Group's Days Payable or its related term are showing as below:

ATH:QLCO' s Days Payable Range Over the Past 10 Years
Min: 45.08   Med: 48.27   Max: 54.83
Current: 54.83

During the past 4 years, Qualco Group's highest Days Payable was 54.83. The lowest was 45.08. And the median was 48.27.

ATH:QLCO's Days Payable is ranked better than
50.96% of 2598 companies
in the Software industry
Industry Median: 53.515 vs ATH:QLCO: 54.83

Qualco Group's Days Payable increased from Dec. 2024 (47.11) to Dec. 2025 (53.73). It may suggest that Qualco Group delayed paying its suppliers.


Qualco Group Days Payable Historical Data

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The historical data trend for Qualco Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualco Group Days Payable Chart

Qualco Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Days Payable
49.58 45.08 48.68 47.86

Qualco Group Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial 0.00 50.61 47.11 64.40 53.73

ATH:QLCO vs UBER, SHOP, CRM: Days Payable Comparison

For the Software - Application subindustry, Qualco Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualco Group Days Payable vs Software Industry

For the Software industry and Technology sector, Qualco Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Qualco Group's Days Payable falls into.


ATH:QLCO
21GF Score
Qualco Group SA ATH:QLCO
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Qualco Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Qualco Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (13.784 + 17.786) / 2 ) / 120.388*365
=15.785 / 120.388*365
=47.86

Qualco Group's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (22.68 + 17.786) / 2 ) / 68.722*365 / 2
=20.233 / 68.722*365 / 2
=53.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 53.73 mean?
Qualco Group (ATH:QLCO) has a Days Payable of 53.73 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Qualco Group and its competitors. This is 11% above median its historical median of 48.27. Over the past decade, Qualco Group's Days Payable has ranged from 45.08 to 54.83. According to the industry distribution chart, Qualco Group ranks #1274 out of 2598 companies in the Software industry, placing it in the top 49%.
Is Qualco Group's Days Payable too high?
Qualco Group's current Days Payable of 53.73 is 11% above median its 10-year median of 48.27. Over the past 10 years, this metric has ranged from a low of 45.08 to a high of 54.83. The Software industry median Days Payable is 53.52. Qualco Group's value of 53.73 is 0.4% above this industry median. Based on the distribution chart, Qualco Group ranks #1274 out of 2598 companies in the Software industry, which is above the industry midpoint. Overall, Qualco Group has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Qualco Group's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, Qualco Group ranks #1274 out of 2598 companies for Days Payable. This puts Qualco Group in the upper half of its industry. The industry median Days Payable is 53.52. Qualco Group's value of 53.73 is 0.4% above this benchmark. Historically, Qualco Group's own Days Payable has ranged from 45.08 to 54.83 over the past decade. While the company's 10-year median is 48.27 vs. the industry median of 53.52, Qualco Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.52, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualco Group's current Days Payable of 53.73 is 0.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Qualco Group and its competitors. For the Software industry, the median Days Payable is 53.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualco Group's current Days Payable is 53.73, which is 11% above median its own 10-year median of 48.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualco Group stock overvalued right now?
Qualco Group (ATH:QLCO) has a current Days Payable of 53.73. The current Days Payable is 53.73, which is 11% above median its 10-year median of 48.27 and 0.4% above the Software industry median of 53.52. Qualco Group's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Qualco Group (ATH:QLCO), the current Days Payable is 53.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Qualco Group Business Description

Address 66 Kifisias Avenue, Maroussi, Athens, GRC, 15125
Qualco Group SA is a software and technology solutions provider, specializing in operational platforms, data-driven insights, and customized digital experiences. Its portfolio includes technology and technology-enabled solutions across receivables management, credit/lending management, analytics, digital transformation, and real estate. The company provides credit and lending management software solutions, including debt management, loan origination and administration, supply chain finance, asset-backed securities solutions, and E2E platforms that automate and enable digital financial services. Its offerings include technology-driven credit portfolio underwriting, debt collection, and recovery strategies.
21GF Score

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