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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Qualco Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €4.6 Mil. Qualco Group's average total debt for the quarter that ended in Dec. 2025 was €86.1 Mil. Therefore, Qualco Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.35%.
Qualco Group (ATH:QLCO) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Qualco Group Effective Interest Rate on Debt % Related Terms
Qualco Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Qualco Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualco Group Effective Interest Rate on Debt % Chart
ATH:QLCO vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Qualco Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualco Group Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Qualco Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Qualco Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.35% mean?
Qualco Group (ATH:QLCO) has a Effective Interest Rate on Debt % of 5.35% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Qualco Group and its competitors.
Is Qualco Group's Effective Interest Rate on Debt % too high?
Qualco Group's current Effective Interest Rate on Debt % is 5.35%. Overall, Qualco Group has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Qualco Group's Effective Interest Rate on Debt % compare to QH and SHOP?
Qualco Group's Effective Interest Rate on Debt % of 5.35% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Qualco Group and its competitors. Qualco Group's current Effective Interest Rate on Debt % is 5.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualco Group stock overvalued right now?
Qualco Group (ATH:QLCO) has a current Effective Interest Rate on Debt % of 5.35%. The current Effective Interest Rate on Debt % is 5.35%. Qualco Group's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Qualco Group (ATH:QLCO), the current Effective Interest Rate on Debt % is 5.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Qualco Group SA is a software and technology solutions provider, specializing in operational platforms, data-driven insights, and customized digital experiences. Its portfolio includes technology and technology-enabled solutions across receivables management, credit/lending management, analytics, digital transformation, and real estate. The company provides credit and lending management software solutions, including debt management, loan origination and administration, supply chain finance, asset-backed securities solutions, and E2E platforms that automate and enable digital financial services. Its offerings include technology-driven credit portfolio underwriting, debt collection, and recovery strategies.
22GF Score
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