Qualco Group (ATH:QLCO) Pretax Margin %: 15.63% (As of Dec. 2025) — 13% Above Median


ATH:QLCO Qualco Group SA ATH:QLCO
21 GF Score
Price €5.45
! 2 Warning Signs
View Full Analysis

What is Qualco Group Pretax Margin %?

Qualco Group ATH:QLCO 21 Pretax Margin % is 15.63% as of Dec. 2025, which is 13% above its 10-year median of 13.79. GuruFocus rates ATH:QLCO with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 2,818 Software companies, Qualco Group ranks better than 61.39% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Qualco Group's Pre-Tax Income for the six months ended in Dec. 2025 was €19.9 Mil. Qualco Group's Revenue for the six months ended in Dec. 2025 was €127.0 Mil. Therefore, Qualco Group's pretax margin for the quarter that ended in Dec. 2025 was 15.63%.

The historical rank and industry rank for Qualco Group's Pretax Margin % or its related term are showing as below:

ATH:QLCO' s Pretax Margin % Range Over the Past 10 Years
Min: 7.3   Med: 13.79   Max: 15.41
Current: 7.3


ATH:QLCO's Pretax Margin % is ranked better than
61.39% of 2818 companies
in the Software industry
Industry Median: 3.595 vs ATH:QLCO: 7.30

Qualco Group  (ATH:QLCO) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Qualco Group Pretax Margin % Related Terms


Qualco Group Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Qualco Group's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualco Group Pretax Margin % Chart

Qualco Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Pretax Margin %
15.14 15.41 12.44 7.30

Qualco Group Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial 0.00 3.55 18.59 -4.65 15.63

ATH:QLCO vs UBER, SHOP, CRM: Pretax Margin % Comparison

For the Software - Application subindustry, Qualco Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualco Group Pretax Margin % vs Software Industry

For the Software industry and Technology sector, Qualco Group's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Qualco Group's Pretax Margin % falls into.


ATH:QLCO
21GF Score
Qualco Group SA ATH:QLCO
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qualco Group Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Qualco Group's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=15.739/215.69
=7.30 %

Qualco Group's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=19.857/127.048
=15.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 15.63% mean?
Qualco Group (ATH:QLCO) has a Pretax Margin % of 15.63% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Qualco Group and its competitors. This is 13% above median its historical median of 13.79. Over the past decade, Qualco Group's Pretax Margin % has ranged from 7.30 to 15.41. According to the industry distribution chart, Qualco Group ranks #1088 out of 2818 companies in the Software industry, placing it in the top 38.6%.
Is Qualco Group's Pretax Margin % too high?
Qualco Group's current Pretax Margin % of 15.63% is 13% above median its 10-year median of 13.79. Over the past 10 years, this metric has ranged from a low of 7.30 to a high of 15.41. The Software industry median Pretax Margin % is 3.60. Qualco Group's value of 15.63% is 334.8% above this industry median. Based on the distribution chart, Qualco Group ranks #1088 out of 2818 companies in the Software industry, which is above the industry midpoint. Overall, Qualco Group has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Qualco Group's Pretax Margin % compare to UBER and SHOP?
According to the Software industry distribution chart, Qualco Group ranks #1088 out of 2818 companies for Pretax Margin %. This puts Qualco Group in the upper half of its industry. The industry median Pretax Margin % is 3.60. Qualco Group's value of 15.63% is 334.8% above this benchmark. Historically, Qualco Group's own Pretax Margin % has ranged from 7.30 to 15.41 over the past decade. While the company's 10-year median is 13.79 vs. the industry median of 3.60, Qualco Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Software company?
The median Pretax Margin % among Software companies is 3.60, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualco Group's current Pretax Margin % of 15.63% is 334.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Qualco Group and its competitors. For the Software industry, the median Pretax Margin % is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualco Group's current Pretax Margin % is 15.63%, which is 13% above median its own 10-year median of 13.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualco Group stock overvalued right now?
Qualco Group (ATH:QLCO) has a current Pretax Margin % of 15.63%. The current Pretax Margin % is 15.63%, which is 13% above median its 10-year median of 13.79 and 334.8% above the Software industry median of 3.60. Qualco Group's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Qualco Group (ATH:QLCO), the current Pretax Margin % is 15.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Qualco Group Business Description

Address 66 Kifisias Avenue, Maroussi, Athens, GRC, 15125
Qualco Group SA is a software and technology solutions provider, specializing in operational platforms, data-driven insights, and customized digital experiences. Its portfolio includes technology and technology-enabled solutions across receivables management, credit/lending management, analytics, digital transformation, and real estate. The company provides credit and lending management software solutions, including debt management, loan origination and administration, supply chain finance, asset-backed securities solutions, and E2E platforms that automate and enable digital financial services. Its offerings include technology-driven credit portfolio underwriting, debt collection, and recovery strategies.
21GF Score

Get the complete analysis for ATH:QLCO

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.45
Price