Qualco GroupATH:QLCO 21 Current Ratio is 1.38 as of Dec. 2025, which is 6% above its 10-year median of 1.30. GuruFocus rates ATH:QLCO with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 2,865 Software companies, Qualco Group ranks worse than 64.68% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Qualco Group's current ratio for the quarter that ended in Dec. 2025 was 1.38.
Qualco Group has a current ratio of 1.38. It generally indicates good short-term financial strength.
The historical rank and industry rank for Qualco Group's Current Ratio or its related term are showing as below:
ATH:QLCO'
s Current Ratio Range Over the Past 10 Years
Min: 1.06 Med: 1.3 Max: 1.38
Current: 1.38
During the past 4 years, Qualco Group's highest Current Ratio was 1.38. The lowest was 1.06. And the median was 1.30.
ATH:QLCO's Current Ratio is ranked worse than 64.68% of 2865
companies
in the Software industry
Industry Median: 1.81
vs ATH:QLCO: 1.38
Qualco Group (ATH:QLCO) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Qualco Group Current Ratio Related Terms
Qualco Group Current Ratio Historical Data
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The historical data trend for Qualco Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ATH:QLCO vs UBER, SHOP, CRM: Current Ratio Comparison
For the Software - Application subindustry, Qualco Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualco Group Current Ratio vs Software Industry
For the Software industry and Technology sector, Qualco Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Qualco Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualco Group (ATH:QLCO) has a Current Ratio of 1.38 as of Dec. 2025. This is near median its historical median of 1.30. Over the past decade, Qualco Group's Current Ratio has ranged from 1.06 to 1.38. According to the industry distribution chart, Qualco Group ranks #1853 out of 2865 companies in the Software industry, placing it in the top 64.7%.
Is Qualco Group's Current Ratio too high?
Qualco Group's current Current Ratio of 1.38 is near median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 1.38. The Software industry median Current Ratio is 1.81. Qualco Group's value of 1.38 is 23.8% below this industry median. Based on the distribution chart, Qualco Group ranks #1853 out of 2865 companies in the Software industry, which is below the industry midpoint. Overall, Qualco Group has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Qualco Group's Current Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Qualco Group ranks #1853 out of 2865 companies for Current Ratio. This places Qualco Group in the lower half of its industry. The industry median Current Ratio is 1.81. Qualco Group's value of 1.38 is 23.8% below this benchmark. Historically, Qualco Group's own Current Ratio has ranged from 1.06 to 1.38 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 1.81, Qualco Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualco Group's current Current Ratio of 1.38 is 23.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualco Group's current Current Ratio is 1.38, which is near median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualco Group stock overvalued right now?
Qualco Group (ATH:QLCO) has a current Current Ratio of 1.38. The current Current Ratio is 1.38, which is near median its 10-year median of 1.30 and 23.8% below the Software industry median of 1.81. Qualco Group's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Qualco Group (ATH:QLCO), the current Current Ratio is 1.38 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Qualco Group SA is a software and technology solutions provider, specializing in operational platforms, data-driven insights, and customized digital experiences. Its portfolio includes technology and technology-enabled solutions across receivables management, credit/lending management, analytics, digital transformation, and real estate. The company provides credit and lending management software solutions, including debt management, loan origination and administration, supply chain finance, asset-backed securities solutions, and E2E platforms that automate and enable digital financial services. Its offerings include technology-driven credit portfolio underwriting, debt collection, and recovery strategies.
21GF Score
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