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SGF Capital PCLBKK:SGF 42 Days Payable is 86.26 as of Jun. 2026, which is 24% below its 10-year median of 114.07. GuruFocus rates BKK:SGF with a GF Score™ of 42/100 and a GF Value™ of ฿0.15 (Fairly Valued). The stock has 4 warning signs investors should review. Among 301 Credit Services companies, SGF Capital PCL ranks worse than 64.12% on this metric.
The historical data trend for SGF Capital PCL's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SGF Capital PCL's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SGF Capital PCL Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SGF Capital PCL's Days Payable distribution charts can be found below:
* The bar in red indicates where SGF Capital PCL's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
SGF Capital PCL's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGF Capital PCL (BKK:SGF) has a Days Payable of 86.26 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SGF Capital PCL and its competitors. This is 24% below median its historical median of 114.07. Over the past decade, SGF Capital PCL's Days Payable has ranged from 16.08 to 1,615.67. According to the industry distribution chart, SGF Capital PCL ranks #193 out of 301 companies in the Credit Services industry, placing it in the top 64.1%.
Is SGF Capital PCL's Days Payable too high?
SGF Capital PCL's current Days Payable of 86.26 is 24% below median its 10-year median of 114.07. Over the past 10 years, this metric has ranged from a low of 16.08 to a high of 1,615.67. The Credit Services industry median Days Payable is 32.94. SGF Capital PCL's value of 86.26 is 161.9% above this industry median. Based on the distribution chart, SGF Capital PCL ranks #193 out of 301 companies in the Credit Services industry, which is below the industry midpoint. Overall, SGF Capital PCL has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SGF Capital PCL's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, SGF Capital PCL ranks #193 out of 301 companies for Days Payable. This places SGF Capital PCL in the lower half of its industry. The industry median Days Payable is 32.94. SGF Capital PCL's value of 86.26 is 161.9% above this benchmark. Historically, SGF Capital PCL's own Days Payable has ranged from 16.08 to 1,615.67 over the past decade. While the company's 10-year median is 114.07 vs. the industry median of 32.94, SGF Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 32.94, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SGF Capital PCL's current Days Payable of 86.26 is 161.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SGF Capital PCL and its competitors. For the Credit Services industry, the median Days Payable is 32.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SGF Capital PCL's current Days Payable is 86.26, which is 24% below median its own 10-year median of 114.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SGF Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SGF Capital PCL (BKK:SGF) is currently considered Fairly Valued. The stock's GF Value™ is ฿0.15, compared to a current price of ฿0.15 — trading right at its estimated fair value. The current Days Payable is 86.26, which is 24% below median its 10-year median of 114.07 and 161.9% above the Credit Services industry median of 32.94. SGF Capital PCL's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For SGF Capital PCL (BKK:SGF), the current Days Payable is 86.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SGF Capital PCL (BKK:SGF) Overvalued in 2026?
Based on GuruFocus' analysis, SGF Capital PCL stock appears to be undervalued.
The current stock price of ฿0.15 is trading 0% below its estimated GF Value™ of ฿0.15.
GuruFocus considers SGF Capital PCL to be Fairly Valued.
Key valuation signals for BKK:SGF:
Days Payable: 86.26 (24% below median its 10-year median of 114.07)
GF Value™: ฿0.15 vs. price of ฿0.15 (0% below fair value)
Industry Position: 161.9% above the Credit Services median (#193 of 301)
No single metric tells the full story. See the BKK:SGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SGF Capital PCL provides funds in the form of hire purchase, leasing, and car for cash and loans, which comprise mortgage loans, loans, and personal loans. Its segments include Hire purchase, leasing, and car for cash segment, and the loan segment, with the majority of the revenue derived from the Hire purchase, leasing, and car for cash segment.
42GF Score
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