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SGF Capital PCLBKK:SGF 42 Gross Margin % is 96.02% as of Jun. 2026, which is 10% above its 10-year median of 87.21. GuruFocus rates BKK:SGF with a GF Score™ of 42/100 and a GF Value™ of ฿0.15 (Fairly Valued). The stock has 4 warning signs investors should review. Among 389 Credit Services companies, SGF Capital PCL ranks better than 73.26% on this metric.
SGF Capital PCL (BKK:SGF) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
SGF Capital PCL had a gross margin of 96.02% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
SGF Capital PCL Gross Margin % Related Terms
SGF Capital PCL Gross Margin % Historical Data
* Premium members only.
The historical data trend for SGF Capital PCL's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SGF Capital PCL's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SGF Capital PCL Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SGF Capital PCL's Gross Margin % distribution charts can be found below:
* The bar in red indicates where SGF Capital PCL's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
SGF Capital PCL (BKK:SGF) has a Gross Margin % of 96.02% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on SGF Capital PCL and its competitors. This is 10% above median its historical median of 87.21. Over the past decade, SGF Capital PCL's Gross Margin % has ranged from 71.79 to 99.76. According to the industry distribution chart, SGF Capital PCL ranks #104 out of 389 companies in the Credit Services industry, placing it in the top 26.7%.
Is SGF Capital PCL's Gross Margin % too high?
SGF Capital PCL's current Gross Margin % of 96.02% is 10% above median its 10-year median of 87.21. Over the past 10 years, this metric has ranged from a low of 71.79 to a high of 99.76. The Credit Services industry median Gross Margin % is 50.93. SGF Capital PCL's value of 96.02% is 88.5% above this industry median. Based on the distribution chart, SGF Capital PCL ranks #104 out of 389 companies in the Credit Services industry, which is above the industry midpoint. Overall, SGF Capital PCL has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SGF Capital PCL's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SGF Capital PCL ranks #104 out of 389 companies for Gross Margin %. This puts SGF Capital PCL in the upper half of its industry. The industry median Gross Margin % is 50.93. SGF Capital PCL's value of 96.02% is 88.5% above this benchmark. Historically, SGF Capital PCL's own Gross Margin % has ranged from 71.79 to 99.76 over the past decade. While the company's 10-year median is 87.21 vs. the industry median of 50.93, SGF Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 50.93, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SGF Capital PCL's current Gross Margin % of 96.02% is 88.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on SGF Capital PCL and its competitors. For the Credit Services industry, the median Gross Margin % is 50.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SGF Capital PCL's current Gross Margin % is 96.02%, which is 10% above median its own 10-year median of 87.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SGF Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SGF Capital PCL (BKK:SGF) is currently considered Fairly Valued. The stock's GF Value™ is ฿0.15, compared to a current price of ฿0.15 — trading right at its estimated fair value. The current Gross Margin % is 96.02%, which is 10% above median its 10-year median of 87.21 and 88.5% above the Credit Services industry median of 50.93. SGF Capital PCL's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For SGF Capital PCL (BKK:SGF), the current Gross Margin % is 96.02% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SGF Capital PCL (BKK:SGF) Overvalued in 2026?
Based on GuruFocus' analysis, SGF Capital PCL stock appears to be undervalued.
The current stock price of ฿0.15 is trading 0% below its estimated GF Value™ of ฿0.15.
GuruFocus considers SGF Capital PCL to be Fairly Valued.
Key valuation signals for BKK:SGF:
Gross Margin %: 96.02% (10% above median its 10-year median of 87.21)
GF Value™: ฿0.15 vs. price of ฿0.15 (0% below fair value)
Industry Position: 88.5% above the Credit Services median (#104 of 389)
No single metric tells the full story. See the BKK:SGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SGF Capital PCL provides funds in the form of hire purchase, leasing, and car for cash and loans, which comprise mortgage loans, loans, and personal loans. Its segments include Hire purchase, leasing, and car for cash segment, and the loan segment, with the majority of the revenue derived from the Hire purchase, leasing, and car for cash segment.
42GF Score
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