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SGF Capital PCLBKK:SGF 37 ROC (Joel Greenblatt) % is -48.02% as of Mar. 2026. GuruFocus rates BKK:SGF with a GF Score™ of 37/100 and a GF Value™ of ฿0.16 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 417 Credit Services companies, SGF Capital PCL ranks worse than 86.33% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. SGF Capital PCL's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -48.02%.
The historical rank and industry rank for SGF Capital PCL's ROC (Joel Greenblatt) % or its related term are showing as below:
BKK:SGF'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -360.58 Med: 234.17 Max: 516.98
Current: -159.86
During the past 13 years, SGF Capital PCL's highest ROC (Joel Greenblatt) % was 516.98%. The lowest was -360.58%. And the median was 234.17%.
BKK:SGF's ROC (Joel Greenblatt) % is ranked worse than 86.33% of 417
companies
in the Credit Services industry
Industry Median: 38.19
vs BKK:SGF: -159.86
SGF Capital PCL's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.
SGF Capital PCL (BKK:SGF) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
SGF Capital PCL ROC (Joel Greenblatt) % Related Terms
SGF Capital PCL ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for SGF Capital PCL's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:SGF vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, SGF Capital PCL's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SGF Capital PCL ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SGF Capital PCL's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where SGF Capital PCL's ROC (Joel Greenblatt) % falls into.
SGF Capital PCL ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of -48.02% mean?
SGF Capital PCL (BKK:SGF) has a ROC (Joel Greenblatt) % of -48.02% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SGF Capital PCL and its competitors. According to the industry distribution chart, SGF Capital PCL ranks #360 out of 417 companies in the Credit Services industry, placing it in the top 86.3%.
Is SGF Capital PCL's ROC (Joel Greenblatt) % too high?
SGF Capital PCL's current ROC (Joel Greenblatt) % is -48.02%. Based on the distribution chart, SGF Capital PCL ranks #360 out of 417 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SGF Capital PCL has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SGF Capital PCL's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, SGF Capital PCL ranks #360 out of 417 companies for ROC (Joel Greenblatt) %. This places SGF Capital PCL in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.19, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SGF Capital PCL and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SGF Capital PCL's current ROC (Joel Greenblatt) % is -48.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SGF Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SGF Capital PCL (BKK:SGF) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.16, compared to a current price of ฿0.19 — trading 18.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is -48.02%. SGF Capital PCL's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For SGF Capital PCL (BKK:SGF), the current ROC (Joel Greenblatt) % is -48.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SGF Capital PCL (BKK:SGF) Overvalued in 2026?
Based on GuruFocus' analysis, SGF Capital PCL stock appears to be overvalued.
The current stock price of ฿0.19 is trading 18.8% above its estimated GF Value™ of ฿0.16.
GuruFocus considers SGF Capital PCL to be Modestly Overvalued.
Key valuation signals for BKK:SGF:
ROC (Joel Greenblatt) %: -48.02%
GF Value™: ฿0.16 vs. price of ฿0.19 (18.8% above fair value)
No single metric tells the full story. See the BKK:SGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SGF Capital PCL provides funds in the form of hire purchase, leasing, and car for cash and loans, which comprise mortgage loans, loans, and personal loans. Its segments include Hire purchase, leasing, and car for cash segment, and the loan segment, with the majority of the revenue derived from the Hire purchase, leasing, and car for cash segment.
37GF Score
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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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