India Home Loan (BOM:530979) Days Payable: (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BOM:530979 India Home Loan Ltd BOM:530979
54 GF Score
Price ₹32.20
GF Value ₹30.69
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is India Home Loan Days Payable?

India Home Loan's average Accounts Payable for the three months ended in Jun. 2026 was ₹0.0 Mil. India Home Loan's Cost of Goods Sold for the three months ended in Jun. 2026 was ₹12.5 Mil. Hence, India Home Loan's Days Payable for the three months ended in Jun. 2026 was 0.00.

The historical rank and industry rank for India Home Loan's Days Payable or its related term are showing as below:

BOM:530979' s Days Payable Range Over the Past 10 Years
Min: 1.73   Med: 7.87   Max: 12.86
Current: 6.15

During the past 13 years, India Home Loan's highest Days Payable was 12.86. The lowest was 1.73. And the median was 7.87.

BOM:530979's Days Payable is ranked worse than
75.76% of 33 companies
in the Banks industry
Industry Median: 27.59 vs BOM:530979: 6.15

India Home Loan's Days Payable stayed the same from Jun. 2025 () to Jun. 2026 (). stayed the same

India Home Loan Days Payable Historical Data

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The historical data trend for India Home Loan's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Home Loan Days Payable Chart

India Home Loan Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
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India Home Loan Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

BOM:530979 vs RKT, FNMA, PFSI: Days Payable Comparison

For the Mortgage Finance subindustry, India Home Loan's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

India Home Loan Days Payable vs Banks Industry

For the Banks industry and Financial Services sector, India Home Loan's Days Payable distribution charts can be found below:

* The bar in red indicates where India Home Loan's Days Payable falls into.


BOM:530979
54GF Score
India Home Loan Ltd BOM:530979
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

India Home Loan Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

India Home Loan's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( ( + ) / 1 ) / 2.619*365
=0 / 2.619*365
=0.00

India Home Loan's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( ( + ) / 1 ) / 12.49*365 / 4
=0 / 12.49*365 / 4
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is India Home Loan (BOM:530979) Overvalued in 2026?

Based on GuruFocus' analysis, India Home Loan stock appears to be overvalued. The current stock price of ₹32.20 is trading 4.9% above its estimated GF Value™ of ₹30.69. GuruFocus considers India Home Loan to be Fairly Valued.

Key valuation signals for BOM:530979:

  • Days Payable:
  • GF Value™: ₹30.69 vs. price of ₹32.20 (4.9% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the BOM:530979 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

India Home Loan Business Description

Address Jatashankar Dossa Road, 504/504A, 5th Floor, Nirmal Ecstasy, 5th Floor, Mulund (West), Mumbai, MH, IND, 400080
India Home Loan Ltd is a Non-deposit accepting Housing Finance Company. The company offers retail home loan products for affordable housing segments. Under this product, loans are offered to the customers for Purchase of home, home improvement, home extension and for construction of a dwelling unit on an owned plot of land. It specializes on loans to families in the self-employed category where formal income proofs aren't easily available and their repayment capacity is appraised based on their cash flows.
54GF Score

Get the complete analysis for BOM:530979

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.20
Price
₹30.69
GF Value