India Home Loan (BOM:530979) Quick Ratio: (As of Jun. 2026)

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BOM:530979 India Home Loan Ltd BOM:530979
54 GF Score
Price ₹32.20
GF Value ₹30.69
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is India Home Loan Quick Ratio?

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. India Home Loan's quick ratio for the quarter that ended in Jun. 2026 was .

India Home Loan has a quick ratio of . It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for India Home Loan's Quick Ratio or its related term are showing as below:

BOM:530979' s Quick Ratio Range Over the Past 10 Years
Min: 0.67   Med: 56.57   Max: 233.59
Current: 121.34

During the past 13 years, India Home Loan's highest Quick Ratio was 233.59. The lowest was 0.67. And the median was 56.57.

BOM:530979's Quick Ratio is ranked better than
91.67% of 48 companies
in the Banks industry
Industry Median: 1.38 vs BOM:530979: 121.34

India Home Loan  (BOM:530979) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


India Home Loan Quick Ratio Related Terms


India Home Loan Quick Ratio Historical Data

* Premium members only.

The historical data trend for India Home Loan's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Home Loan Quick Ratio Chart

India Home Loan Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.92 7.27 1.26 3.03 0.61

India Home Loan Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 2.35 - 0.61 -

BOM:530979 vs RKT, FNMA, PFSI: Quick Ratio Comparison

For the Mortgage Finance subindustry, India Home Loan's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Home Loan Quick Ratio vs Banks Industry

For the Banks industry and Financial Services sector, India Home Loan's Quick Ratio distribution charts can be found below:

* The bar in red indicates where India Home Loan's Quick Ratio falls into.


BOM:530979
54GF Score
India Home Loan Ltd BOM:530979
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

India Home Loan Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

India Home Loan's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Quick Ratio (A: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1.399-0)/2.31
=0.61

India Home Loan's Quick Ratio for the quarter that ended in Jun. 2026 is calculated as

Quick Ratio (Q: Jun. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(-0)/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is India Home Loan (BOM:530979) Overvalued in 2026?

Based on GuruFocus' analysis, India Home Loan stock appears to be overvalued. The current stock price of ₹32.20 is trading 4.9% above its estimated GF Value™ of ₹30.69. GuruFocus considers India Home Loan to be Fairly Valued.

Key valuation signals for BOM:530979:

  • Quick Ratio:
  • GF Value™: ₹30.69 vs. price of ₹32.20 (4.9% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the BOM:530979 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


India Home Loan Business Description

Address Jatashankar Dossa Road, 504/504A, 5th Floor, Nirmal Ecstasy, 5th Floor, Mulund (West), Mumbai, MH, IND, 400080
India Home Loan Ltd is a Non-deposit accepting Housing Finance Company. The company offers retail home loan products for affordable housing segments. Under this product, loans are offered to the customers for Purchase of home, home improvement, home extension and for construction of a dwelling unit on an owned plot of land. It specializes on loans to families in the self-employed category where formal income proofs aren't easily available and their repayment capacity is appraised based on their cash flows.
54GF Score

Get the complete analysis for BOM:530979

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.20
Price
₹30.69
GF Value