India Home Loan (BOM:530979) Preferred Stock: ₹ Mil (As of Jun. 2026)

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BOM:530979 India Home Loan Ltd BOM:530979
54 GF Score
Price ₹32.20
GF Value ₹30.69
Valuation Fairly Valued
! 6 Warning Signs
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What is India Home Loan Preferred Stock?

India Home Loan BOM:530979 +0.63% 54 Preferred Stock is ₹ Mil as of Jun. 2026. GuruFocus rates BOM:530979 with a GF Score™ of 54/100 and a GF Value™ of ₹30.69 (Fairly Valued). The stock has 6 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. India Home Loan's preferred stock for the quarter that ended in Jun. 2026 was ₹ Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. India Home Loan's Enterprise Value for the quarter that ended in Jun. 2026 was ₹453.3 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. India Home Loan's Book Value per Share for the quarter that ended in Jun. 2026 was ₹0.00.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). India Home Loan's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ₹0.04.


India Home Loan  (BOM:530979) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

India Home Loan's Enterprise Value for the quarter that ended in Jun. 2026 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

India Home Loan's Book Value per Share for the quarter that ended in Jun. 2026 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

India Home Loan's Earnings per Share (Diluted) (EPS) for the three months ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


India Home Loan Preferred Stock Related Terms


India Home Loan Preferred Stock Historical Data

* Premium members only.

The historical data trend for India Home Loan's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Home Loan Preferred Stock Chart

India Home Loan Annual Data
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India Home Loan Quarterly Data
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BOM:530979
54GF Score
India Home Loan Ltd BOM:530979
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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India Home Loan Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of ₹ Mil mean?
India Home Loan (BOM:530979) has a Preferred Stock of ₹ Mil as of Jun. 2026. Preferred Stock represents the par value of a company's preferred shares. View historical data on India Home Loan and its competitors.
Is India Home Loan's Preferred Stock too high?
India Home Loan's current Preferred Stock is ₹ Mil. Overall, India Home Loan has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does India Home Loan's Preferred Stock compare to RKT and FNMA?
India Home Loan's Preferred Stock of ₹ Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for a Banks company?
A good Preferred Stock depends on the Banks industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on India Home Loan and its competitors. India Home Loan's current Preferred Stock is ₹ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Home Loan stock overvalued right now?
Based on GuruFocus' analysis, India Home Loan (BOM:530979) is currently considered Fairly Valued. The stock's GF Value™ is ₹30.69, compared to a current price of ₹32.20 — trading 4.9% above its estimated fair value. The current Preferred Stock is ₹ Mil. India Home Loan's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For India Home Loan (BOM:530979), the current Preferred Stock is ₹ Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is India Home Loan (BOM:530979) Overvalued in 2026?

Based on GuruFocus' analysis, India Home Loan stock appears to be overvalued. The current stock price of ₹32.20 is trading 4.9% above its estimated GF Value™ of ₹30.69. GuruFocus considers India Home Loan to be Fairly Valued.

Key valuation signals for BOM:530979:

  • Preferred Stock: ₹ Mil
  • GF Value™: ₹30.69 vs. price of ₹32.20 (4.9% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the BOM:530979 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


India Home Loan Business Description

Address Jatashankar Dossa Road, 504/504A, 5th Floor, Nirmal Ecstasy, 5th Floor, Mulund (West), Mumbai, MH, IND, 400080
India Home Loan Ltd is a Non-deposit accepting Housing Finance Company. The company offers retail home loan products for affordable housing segments. Under this product, loans are offered to the customers for Purchase of home, home improvement, home extension and for construction of a dwelling unit on an owned plot of land. It specializes on loans to families in the self-employed category where formal income proofs aren't easily available and their repayment capacity is appraised based on their cash flows.
54GF Score

Get the complete analysis for BOM:530979

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.20
Price
₹30.69
GF Value