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The historical rank and industry rank for India Home Loan's OCF Margin % or its related term are showing as below:
BOM:530979'
s OCF Margin % Range Over the Past 10 Years
Min: -811.61 Med: 30.74 Max: 259.73
Current: 28.01
During the past 13 years, the highest OCF Margin % of India Home Loan was 259.73%. The lowest was -811.61%. And the median was 30.74%.
BOM:530979's OCF Margin % is ranked worse than 51.8% of 1498
companies
in the Banks industry
Industry Median: 29
vs BOM:530979: 28.01
India Home Loan OCF Margin % Related Terms
India Home Loan OCF Margin % Historical Data
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The historical data trend for India Home Loan's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530979 vs RKT, FNMA, PFSI: OCF Margin % Comparison
For the Mortgage Finance subindustry, India Home Loan's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Home Loan OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, India Home Loan's OCF Margin % distribution charts can be found below:
* The bar in red indicates where India Home Loan's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
India Home Loan (BOM:530979) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on India Home Loan and its competitors. According to the industry distribution chart, India Home Loan ranks #776 out of 1498 companies in the Banks industry, placing it in the top 51.8%.
Is India Home Loan's OCF Margin % too high?
India Home Loan's current OCF Margin % is 0.00%. Based on the distribution chart, India Home Loan ranks #776 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, India Home Loan has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does India Home Loan's OCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, India Home Loan ranks #776 out of 1498 companies for OCF Margin %. This places India Home Loan in the lower half of its industry. The industry median OCF Margin % is 29.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.00, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on India Home Loan and its competitors. For the Banks industry, the median OCF Margin % is 29.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Home Loan's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Home Loan stock overvalued right now?
Based on GuruFocus' analysis, India Home Loan (BOM:530979) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹35.40, compared to a current price of ₹30.50 — trading 13.8% below its estimated fair value. The current OCF Margin % is 0.00%. India Home Loan's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For India Home Loan (BOM:530979), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is India Home Loan (BOM:530979) Overvalued in 2026?
Based on GuruFocus' analysis, India Home Loan stock appears to be undervalued.
The current stock price of ₹30.50 is trading 13.8% below its estimated GF Value™ of ₹35.40.
GuruFocus considers India Home Loan to be Modestly Undervalued.
Key valuation signals for BOM:530979:
OCF Margin %: 0.00%
GF Value™: ₹35.40 vs. price of ₹30.50 (13.8% below fair value)
No single metric tells the full story. See the BOM:530979 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
India Home Loan Ltd is a Non-deposit accepting Housing Finance Company. The company offers retail home loan products for affordable housing segments. Under this product, loans are offered to the customers for Purchase of home, home improvement, home extension and for construction of a dwelling unit on an owned plot of land. It specializes on loans to families in the self-employed category where formal income proofs aren't easily available and their repayment capacity is appraised based on their cash flows.
59GF Score
Get the complete analysis for BOM:530979
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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