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The historical rank and industry rank for Sonal Mercantile's Days Payable or its related term are showing as below:
BOM:538943'
s Days Payable Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.89
Current: 0.89
During the past 13 years, Sonal Mercantile's highest Days Payable was 0.89. The lowest was 0.00. And the median was 0.00.
BOM:538943's Days Payable is ranked worse than 95.68% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs BOM:538943: 0.89
Sonal Mercantile's Days Payable
stayed the same
from Mar. 2025 (0.00) to Mar. 2026 (0.00).
stayed the same
Sonal Mercantile Days Payable Related Terms
Sonal Mercantile Days Payable Historical Data
* Premium members only.
The historical data trend for Sonal Mercantile's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sonal Mercantile's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sonal Mercantile Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sonal Mercantile's Days Payable distribution charts can be found below:
* The bar in red indicates where Sonal Mercantile's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Sonal Mercantile's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sonal Mercantile (BOM:538943) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sonal Mercantile and its competitors. According to the industry distribution chart, Sonal Mercantile ranks #288 out of 301 companies in the Credit Services industry, placing it in the top 95.7%.
Is Sonal Mercantile's Days Payable too high?
Sonal Mercantile's current Days Payable is 0.00. Based on the distribution chart, Sonal Mercantile ranks #288 out of 301 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Sonal Mercantile has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sonal Mercantile's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Sonal Mercantile ranks #288 out of 301 companies for Days Payable. This places Sonal Mercantile in the lower half of its industry. The industry median Days Payable is 33.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sonal Mercantile and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sonal Mercantile's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sonal Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Sonal Mercantile (BOM:538943) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹111.79, compared to a current price of ₹84.69 — trading 24.2% below its estimated fair value. The current Days Payable is 0.00. Sonal Mercantile's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sonal Mercantile (BOM:538943), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sonal Mercantile (BOM:538943) Overvalued in 2026?
Based on GuruFocus' analysis, Sonal Mercantile stock appears to be undervalued.
The current stock price of ₹84.69 is trading 24.2% below its estimated GF Value™ of ₹111.79.
GuruFocus considers Sonal Mercantile to be Modestly Undervalued.
Key valuation signals for BOM:538943:
Days Payable: 0.00
GF Value™: ₹111.79 vs. price of ₹84.69 (24.2% below fair value)
No single metric tells the full story. See the BOM:538943 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sonal Mercantile Ltd is an India-based non-banking financial company. It is engaged in providing secured and unsecured loans and advances and is also involved in investing in quoted and unquoted securities in the stock and commodity markets. The company offers inter-corporate loans, personal loans, long-term and short-term loans, Trade financing, Bills Discounting, Project Appraisal, Loans against Guarantees, and Properties.
69GF Score
Get the complete analysis for BOM:538943
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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