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Sonal MercantileBOM:538943 +4.99%74 EBITDA Margin % is 55.51% as of Mar. 2026, which is 55% above its 10-year median of 35.79. GuruFocus rates BOM:538943 with a GF Score™ of 74/100 and a GF Value™ of ₹111.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 415 Credit Services companies, Sonal Mercantile ranks better than 71.08% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Sonal Mercantile's EBITDA for the
three
months ended in Mar. 2026 was ₹74.2 Mil. Sonal Mercantile's Revenue for the
three
months ended in Mar. 2026 was ₹133.7 Mil. Therefore, Sonal Mercantile's EBITDA margin for the quarter that ended in Mar. 2026 was 55.51%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Sonal Mercantile EBITDA Margin % Related Terms
Sonal Mercantile EBITDA Margin % Historical Data
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The historical data trend for Sonal Mercantile's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538943 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Sonal Mercantile's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sonal Mercantile EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sonal Mercantile's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Sonal Mercantile's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sonal Mercantile (BOM:538943) has a EBITDA Margin % of 55.51% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sonal Mercantile and its competitors. This is 55% above median its historical median of 35.79. Over the past decade, Sonal Mercantile's EBITDA Margin % has ranged from 5.84 to 39.79. According to the industry distribution chart, Sonal Mercantile ranks #120 out of 415 companies in the Credit Services industry, placing it in the top 28.9%.
Is Sonal Mercantile's EBITDA Margin % too high?
Sonal Mercantile's current EBITDA Margin % of 55.51% is 55% above median its 10-year median of 35.79. Over the past 10 years, this metric has ranged from a low of 5.84 to a high of 39.79. The Credit Services industry median EBITDA Margin % is 21.04. Sonal Mercantile's value of 55.51% is 163.8% above this industry median. Based on the distribution chart, Sonal Mercantile ranks #120 out of 415 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sonal Mercantile has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sonal Mercantile's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sonal Mercantile ranks #120 out of 415 companies for EBITDA Margin %. This puts Sonal Mercantile in the upper half of its industry. The industry median EBITDA Margin % is 21.04. Sonal Mercantile's value of 55.51% is 163.8% above this benchmark. Historically, Sonal Mercantile's own EBITDA Margin % has ranged from 5.84 to 39.79 over the past decade. While the company's 10-year median is 35.79 vs. the industry median of 21.04, Sonal Mercantile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.04, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sonal Mercantile's current EBITDA Margin % of 55.51% is 163.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sonal Mercantile and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sonal Mercantile's current EBITDA Margin % is 55.51%, which is 55% above median its own 10-year median of 35.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sonal Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Sonal Mercantile (BOM:538943) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹111.38, compared to a current price of ₹98.38 — trading 11.7% below its estimated fair value. The current EBITDA Margin % is 55.51%, which is 55% above median its 10-year median of 35.79 and 163.8% above the Credit Services industry median of 21.04. Sonal Mercantile's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sonal Mercantile (BOM:538943), the current EBITDA Margin % is 55.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sonal Mercantile (BOM:538943) Overvalued in 2026?
Based on GuruFocus' analysis, Sonal Mercantile stock appears to be undervalued.
The current stock price of ₹98.38 is trading 11.7% below its estimated GF Value™ of ₹111.38.
GuruFocus considers Sonal Mercantile to be Modestly Undervalued.
Key valuation signals for BOM:538943:
EBITDA Margin %: 55.51% (55% above median its 10-year median of 35.79)
GF Value™: ₹111.38 vs. price of ₹98.38 (11.7% below fair value)
Industry Position: 163.8% above the Credit Services median (#120 of 415)
No single metric tells the full story. See the BOM:538943 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sonal Mercantile Ltd is an India-based non-banking financial company. It is engaged in providing secured and unsecured loans and advances and is also involved in investing in quoted and unquoted securities in the stock and commodity markets. The company offers inter-corporate loans, personal loans, long-term and short-term loans, Trade financing, Bills Discounting, Project Appraisal, Loans against Guarantees, and Properties.
74GF Score
Get the complete analysis for BOM:538943
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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