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Neil IndustriesBOM:539016 +19.64%58 Days Payable is 1.57 as of Jun. 2026, which is 63% below its 10-year median of 4.20. GuruFocus rates BOM:539016 with a GF Score™ of 58/100 and a GF Value™ of ₹13.44 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 302 Credit Services companies, Neil Industries ranks worse than 93.38% on this metric.
The historical rank and industry rank for Neil Industries's Days Payable or its related term are showing as below:
BOM:539016'
s Days Payable Range Over the Past 10 Years
Min: 0.25 Med: 4.2 Max: 24.37
Current: 1.41
During the past 13 years, Neil Industries's highest Days Payable was 24.37. The lowest was 0.25. And the median was 4.20.
BOM:539016's Days Payable is ranked worse than 93.38% of 302
companies
in the Credit Services industry
Industry Median: 33.455
vs BOM:539016: 1.41
Neil Industries's Days Payable
declined
from Jun. 2025 (3.52) to Jun. 2026 (1.57).
It may suggest that Neil Industriesaccelerated paying its suppliers.
The historical data trend for Neil Industries's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Neil Industries's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neil Industries Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Neil Industries's Days Payable distribution charts can be found below:
* The bar in red indicates where Neil Industries's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Neil Industries's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neil Industries (BOM:539016) has a Days Payable of 1.57 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Neil Industries and its competitors. This is 63% below median its historical median of 4.20. Over the past decade, Neil Industries' Days Payable has ranged from 0.25 to 24.37. According to the industry distribution chart, Neil Industries ranks #282 out of 302 companies in the Credit Services industry, placing it in the top 93.4%.
Is Neil Industries' Days Payable too high?
Neil Industries' current Days Payable of 1.57 is 63% below median its 10-year median of 4.20. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 24.37. The Credit Services industry median Days Payable is 33.46. Neil Industries' value of 1.57 is 95.3% below this industry median. Based on the distribution chart, Neil Industries ranks #282 out of 302 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Neil Industries has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Neil Industries' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Neil Industries ranks #282 out of 302 companies for Days Payable. This places Neil Industries in the lower half of its industry. The industry median Days Payable is 33.46. Neil Industries' value of 1.57 is 95.3% below this benchmark. Historically, Neil Industries' own Days Payable has ranged from 0.25 to 24.37 over the past decade. While the company's 10-year median is 4.20 vs. the industry median of 33.46, Neil Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neil Industries's current Days Payable of 1.57 is 95.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Neil Industries and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neil Industries's current Days Payable is 1.57, which is 63% below median its own 10-year median of 4.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neil Industries stock overvalued right now?
Based on GuruFocus' analysis, Neil Industries (BOM:539016) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹13.44, compared to a current price of ₹7.25 — trading 46.1% below its estimated fair value. The current Days Payable is 1.57, which is 63% below median its 10-year median of 4.20 and 95.3% below the Credit Services industry median of 33.46. Neil Industries' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Neil Industries (BOM:539016), the current Days Payable is 1.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neil Industries (BOM:539016) Overvalued in 2026?
Based on GuruFocus' analysis, Neil Industries stock appears to be undervalued.
The current stock price of ₹7.25 is trading 46.1% below its estimated GF Value™ of ₹13.44.
GuruFocus considers Neil Industries to be Significantly Undervalued.
Key valuation signals for BOM:539016:
Days Payable: 1.57 (63% below median its 10-year median of 4.20)
GF Value™: ₹13.44 vs. price of ₹7.25 (46.1% below fair value)
Industry Position: 95.3% below the Credit Services median (#282 of 302)
No single metric tells the full story. See the BOM:539016 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neil Industries Ltd is a Loan and Financing company. Its products include loans for Business or Capacity expansion, Working Capital loans, loans for the Purchase of Equipment and Machinery, Term Loans against Property, and loans for the Purchase of Commercial Property. The Company operates in one segment providing Financial and Insurance Services. Its business portfolio consists of Asset Financing, Promoter Funding, Stressed Assets Funding, Margin Financing, Working Capital Loans, Purchase of Equipment and Machinery Loan, Business or Capacity expansion Loan, and Term Loans against Property.
58GF Score
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