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Neil IndustriesBOM:539016 +19.64%58 Gross Margin % is 73.89% as of Jun. 2026, which is 8% below its 10-year median of 80.30. GuruFocus rates BOM:539016 with a GF Score™ of 58/100 and a GF Value™ of ₹13.44 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 390 Credit Services companies, Neil Industries ranks better than 78.46% on this metric.
Neil Industries (BOM:539016) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Neil Industries had a gross margin of 73.89% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Neil Industries Gross Margin % Related Terms
Neil Industries Gross Margin % Historical Data
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The historical data trend for Neil Industries's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539016 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Neil Industries's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neil Industries Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Neil Industries's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Neil Industries's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Neil Industries (BOM:539016) has a Gross Margin % of 73.89% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Neil Industries and its competitors. This is near median its historical median of 80.30. According to the industry distribution chart, Neil Industries ranks #84 out of 390 companies in the Credit Services industry, placing it in the top 21.5%.
Is Neil Industries' Gross Margin % too high?
Neil Industries' current Gross Margin % of 73.89% is near median its 10-year median of 80.30. The Credit Services industry median Gross Margin % is 51.16. Neil Industries' value of 73.89% is 44.4% above this industry median. Based on the distribution chart, Neil Industries ranks #84 out of 390 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Neil Industries has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Neil Industries' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Neil Industries ranks #84 out of 390 companies for Gross Margin %. This places Neil Industries in the top 22% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.16. Neil Industries' value of 73.89% is 44.4% above this benchmark. While the company's 10-year median is 80.30 vs. the industry median of 51.16, Neil Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.16, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neil Industries's current Gross Margin % of 73.89% is 44.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Neil Industries and its competitors. For the Credit Services industry, the median Gross Margin % is 51.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neil Industries's current Gross Margin % is 73.89%, which is near median its own 10-year median of 80.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neil Industries stock overvalued right now?
Based on GuruFocus' analysis, Neil Industries (BOM:539016) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹13.44, compared to a current price of ₹7.25 — trading 46.1% below its estimated fair value. The current Gross Margin % is 73.89%, which is near median its 10-year median of 80.30 and 44.4% above the Credit Services industry median of 51.16. Neil Industries' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Neil Industries (BOM:539016), the current Gross Margin % is 73.89% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neil Industries (BOM:539016) Overvalued in 2026?
Based on GuruFocus' analysis, Neil Industries stock appears to be undervalued.
The current stock price of ₹7.25 is trading 46.1% below its estimated GF Value™ of ₹13.44.
GuruFocus considers Neil Industries to be Significantly Undervalued.
Key valuation signals for BOM:539016:
Gross Margin %: 73.89% (near median its 10-year median of 80.30)
GF Value™: ₹13.44 vs. price of ₹7.25 (46.1% below fair value)
Industry Position: 44.4% above the Credit Services median (#84 of 390)
No single metric tells the full story. See the BOM:539016 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neil Industries Ltd is a Loan and Financing company. Its products include loans for Business or Capacity expansion, Working Capital loans, loans for the Purchase of Equipment and Machinery, Term Loans against Property, and loans for the Purchase of Commercial Property. The Company operates in one segment providing Financial and Insurance Services. Its business portfolio consists of Asset Financing, Promoter Funding, Stressed Assets Funding, Margin Financing, Working Capital Loans, Purchase of Equipment and Machinery Loan, Business or Capacity expansion Loan, and Term Loans against Property.
58GF Score
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