Cross-Harbour (Holdings)CRHHF 74 Days Payable is 4.39 as of Dec. 2025, which is 45% below its 10-year median of 8.05. GuruFocus rates CRHHF with a GF Score™ of 74/100 and a GF Value™ of $1.13. The stock has 5 warning signs investors should review. Among 209 Education companies, Cross-Harbour (Holdings) ranks worse than 86.12% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Cross-Harbour (Holdings)'s Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cross-Harbour (Holdings) Days Payable vs Education Industry
For the Education industry and Consumer Defensive sector, Cross-Harbour (Holdings)'s Days Payable distribution charts can be found below:
* The bar in red indicates where Cross-Harbour (Holdings)'s Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Cross-Harbour (Holdings)'s Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cross-Harbour (Holdings) (CRHHF) has a Days Payable of 4.39 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cross-Harbour (Holdings) and its competitors. This is 45% below median its historical median of 8.05. Over the past decade, Cross-Harbour (Holdings)'s Days Payable has ranged from 5.36 to 16.13. According to the industry distribution chart, Cross-Harbour (Holdings) ranks #180 out of 209 companies in the Education industry, placing it in the top 86.1%.
Is Cross-Harbour (Holdings)'s Days Payable too high?
Cross-Harbour (Holdings)'s current Days Payable of 4.39 is 45% below median its 10-year median of 8.05. Over the past 10 years, this metric has ranged from a low of 5.36 to a high of 16.13. The Education industry median Days Payable is 35.72. Cross-Harbour (Holdings)'s value of 4.39 is 87.7% below this industry median. Based on the distribution chart, Cross-Harbour (Holdings) ranks #180 out of 209 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Cross-Harbour (Holdings) has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Cross-Harbour (Holdings)'s Days Payable compare to EDU and TAL?
According to the Education industry distribution chart, Cross-Harbour (Holdings) ranks #180 out of 209 companies for Days Payable. This places Cross-Harbour (Holdings) in the lower half of its industry. The industry median Days Payable is 35.72. Cross-Harbour (Holdings)'s value of 4.39 is 87.7% below this benchmark. Historically, Cross-Harbour (Holdings)'s own Days Payable has ranged from 5.36 to 16.13 over the past decade. While the company's 10-year median is 8.05 vs. the industry median of 35.72, Cross-Harbour (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Education company?
The median Days Payable among Education companies is 35.72, based on 209 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cross-Harbour (Holdings)'s current Days Payable of 4.39 is 87.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cross-Harbour (Holdings) and its competitors. For the Education industry, the median Days Payable is 35.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cross-Harbour (Holdings)'s current Days Payable is 4.39, which is 45% below median its own 10-year median of 8.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cross-Harbour (Holdings) stock overvalued right now?
Cross-Harbour (Holdings) (CRHHF) has a current Days Payable of 4.39. The stock's GF Value™ is $1.13, compared to a current price of $1.02 — trading 9.7% below its estimated fair value. The current Days Payable is 4.39, which is 45% below median its 10-year median of 8.05 and 87.7% below the Education industry median of 35.72. Cross-Harbour (Holdings)'s overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cross-Harbour (Holdings) (CRHHF), the current Days Payable is 4.39 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cross-Harbour (Holdings) (CRHHF) Overvalued in 2026?
Based on GuruFocus' analysis, Cross-Harbour (Holdings) stock appears to be undervalued.
The current stock price of $1.02 is trading 9.7% below its estimated GF Value™ of $1.13.
Key valuation signals for CRHHF:
Days Payable: 4.39 (45% below median its 10-year median of 8.05)
GF Value™: $1.13 vs. price of $1.02 (9.7% below fair value)
Industry Position: 87.7% below the Education median (#180 of 209)
No single metric tells the full story. See the CRHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cross-Harbour (Holdings) Ltd is an investment holding company. Along with its subsidiaries, it is engaged in motoring school operations, electronic toll collection operations, and treasury management and securities investment. The majority of the Group's revenue is generated from motoring school operations, which mainly include offering driving lessons on various vehicles such as private cars, light and medium goods vehicles, motorcycles, and commercial vehicles, based on the customers' requirements. Geographically, the Group operates mainly in Hong Kong.
74GF Score
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