Cross-Harbour (Holdings)CRHHF 66 FCF Margin % is 1.89% as of Dec. 2025, which is 83% below its 10-year median of 11.23. GuruFocus rates CRHHF with a GF Score™ of 66/100 and a GF Value™ of $1.12 (Fairly Valued). The stock has 5 warning signs investors should review. Among 255 Education companies, Cross-Harbour (Holdings) ranks worse than 63.92% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Cross-Harbour (Holdings)'s FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cross-Harbour (Holdings) FCF Margin % vs Education Industry
For the Education industry and Consumer Defensive sector, Cross-Harbour (Holdings)'s FCF Margin % distribution charts can be found below:
* The bar in red indicates where Cross-Harbour (Holdings)'s FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cross-Harbour (Holdings) (CRHHF) has a FCF Margin % of 1.89% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Cross-Harbour (Holdings) and its competitors. This is 83% below median its historical median of 11.23. According to the industry distribution chart, Cross-Harbour (Holdings) ranks #163 out of 255 companies in the Education industry, placing it in the top 63.9%.
Is Cross-Harbour (Holdings)'s FCF Margin % too high?
Cross-Harbour (Holdings)'s current FCF Margin % of 1.89% is 83% below median its 10-year median of 11.23. The Education industry median FCF Margin % is 9.33. Cross-Harbour (Holdings)'s value of 1.89% is 79.7% below this industry median. Based on the distribution chart, Cross-Harbour (Holdings) ranks #163 out of 255 companies in the Education industry, which is below the industry midpoint. Overall, Cross-Harbour (Holdings) has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cross-Harbour (Holdings)'s FCF Margin % compare to EDU and TAL?
According to the Education industry distribution chart, Cross-Harbour (Holdings) ranks #163 out of 255 companies for FCF Margin %. This places Cross-Harbour (Holdings) in the lower half of its industry. The industry median FCF Margin % is 9.33. Cross-Harbour (Holdings)'s value of 1.89% is 79.7% below this benchmark. While the company's 10-year median is 11.23 vs. the industry median of 9.33, Cross-Harbour (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Education company?
The median FCF Margin % among Education companies is 9.33, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cross-Harbour (Holdings)'s current FCF Margin % of 1.89% is 79.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Cross-Harbour (Holdings) and its competitors. For the Education industry, the median FCF Margin % is 9.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cross-Harbour (Holdings)'s current FCF Margin % is 1.89%, which is 83% below median its own 10-year median of 11.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cross-Harbour (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, Cross-Harbour (Holdings) (CRHHF) is currently considered Fairly Valued. The stock's GF Value™ is $1.12, compared to a current price of $1.02 — trading 8.9% below its estimated fair value. The current FCF Margin % is 1.89%, which is 83% below median its 10-year median of 11.23 and 79.7% below the Education industry median of 9.33. Cross-Harbour (Holdings)'s overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Cross-Harbour (Holdings) (CRHHF), the current FCF Margin % is 1.89% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cross-Harbour (Holdings) (CRHHF) Overvalued in 2026?
Based on GuruFocus' analysis, Cross-Harbour (Holdings) stock appears to be undervalued.
The current stock price of $1.02 is trading 8.9% below its estimated GF Value™ of $1.12.
GuruFocus considers Cross-Harbour (Holdings) to be Fairly Valued.
Key valuation signals for CRHHF:
FCF Margin %: 1.89% (83% below median its 10-year median of 11.23)
GF Value™: $1.12 vs. price of $1.02 (8.9% below fair value)
Industry Position: 79.7% below the Education median (#163 of 255)
No single metric tells the full story. See the CRHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cross-Harbour (Holdings) Ltd is an investment holding company. Along with its subsidiaries, it is engaged in motoring school operations, electronic toll collection operations, and treasury management and securities investment. The majority of the Group's revenue is generated from motoring school operations, which mainly include offering driving lessons on various vehicles such as private cars, light and medium goods vehicles, motorcycles, and commercial vehicles, based on the customers' requirements. Geographically, the Group operates mainly in Hong Kong.
66GF Score
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