Cross-Harbour (Holdings)CRHHF 66 Net Margin % is 43.16% as of Dec. 2025, which is 42% below its 10-year median of 73.82. GuruFocus rates CRHHF with a GF Score™ of 66/100 and a GF Value™ of $1.12 (Fairly Valued). The stock has 5 warning signs investors should review. Among 258 Education companies, Cross-Harbour (Holdings) ranks better than 98.84% on this metric.
The historical rank and industry rank for Cross-Harbour (Holdings)'s Net Margin % or its related term are showing as below:
CRHHF'
s Net Margin % Range Over the Past 10 Years
Min: -63.64 Med: 73.82 Max: 255.65
Current: 77.83
CRHHF's Net Margin % is ranked better than 98.84% of 258
companies
in the Education industry
Industry Median: 5.72
vs CRHHF: 77.83
Cross-Harbour (Holdings) (OTCPK:CRHHF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Cross-Harbour (Holdings) Net Margin % Related Terms
Cross-Harbour (Holdings) Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Cross-Harbour (Holdings)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cross-Harbour (Holdings) Net Margin % vs Education Industry
For the Education industry and Consumer Defensive sector, Cross-Harbour (Holdings)'s Net Margin % distribution charts can be found below:
* The bar in red indicates where Cross-Harbour (Holdings)'s Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cross-Harbour (Holdings) (CRHHF) has a Net Margin % of 43.16% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Cross-Harbour (Holdings) and its competitors. This is 42% below median its historical median of 73.82. According to the industry distribution chart, Cross-Harbour (Holdings) ranks #3 out of 258 companies in the Education industry, placing it in the top 1.2%.
Is Cross-Harbour (Holdings)'s Net Margin % too high?
Cross-Harbour (Holdings)'s current Net Margin % of 43.16% is 42% below median its 10-year median of 73.82. The Education industry median Net Margin % is 5.72. Cross-Harbour (Holdings)'s value of 43.16% is 654.5% above this industry median. Based on the distribution chart, Cross-Harbour (Holdings) ranks #3 out of 258 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Cross-Harbour (Holdings) has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cross-Harbour (Holdings)'s Net Margin % compare to EDU and TAL?
According to the Education industry distribution chart, Cross-Harbour (Holdings) ranks #3 out of 258 companies for Net Margin %. This places Cross-Harbour (Holdings) in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 5.72. Cross-Harbour (Holdings)'s value of 43.16% is 654.5% above this benchmark. While the company's 10-year median is 73.82 vs. the industry median of 5.72, Cross-Harbour (Holdings) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Education company?
The median Net Margin % among Education companies is 5.72, based on 258 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cross-Harbour (Holdings)'s current Net Margin % of 43.16% is 654.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Cross-Harbour (Holdings) and its competitors. For the Education industry, the median Net Margin % is 5.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cross-Harbour (Holdings)'s current Net Margin % is 43.16%, which is 42% below median its own 10-year median of 73.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cross-Harbour (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, Cross-Harbour (Holdings) (CRHHF) is currently considered Fairly Valued. The stock's GF Value™ is $1.12, compared to a current price of $1.02 — trading 8.9% below its estimated fair value. The current Net Margin % is 43.16%, which is 42% below median its 10-year median of 73.82 and 654.5% above the Education industry median of 5.72. Cross-Harbour (Holdings)'s overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Cross-Harbour (Holdings) (CRHHF), the current Net Margin % is 43.16% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cross-Harbour (Holdings) (CRHHF) Overvalued in 2026?
Based on GuruFocus' analysis, Cross-Harbour (Holdings) stock appears to be undervalued.
The current stock price of $1.02 is trading 8.9% below its estimated GF Value™ of $1.12.
GuruFocus considers Cross-Harbour (Holdings) to be Fairly Valued.
Key valuation signals for CRHHF:
Net Margin %: 43.16% (42% below median its 10-year median of 73.82)
GF Value™: $1.12 vs. price of $1.02 (8.9% below fair value)
Industry Position: 654.5% above the Education median (#3 of 258)
No single metric tells the full story. See the CRHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cross-Harbour (Holdings) Ltd is an investment holding company. Along with its subsidiaries, it is engaged in motoring school operations, electronic toll collection operations, and treasury management and securities investment. The majority of the Group's revenue is generated from motoring school operations, which mainly include offering driving lessons on various vehicles such as private cars, light and medium goods vehicles, motorcycles, and commercial vehicles, based on the customers' requirements. Geographically, the Group operates mainly in Hong Kong.
66GF Score
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