Cross-Harbour (Holdings)CRHHF 72 Pretax Margin % is 58.00% as of Dec. 2025, which is 28% below its 10-year median of 81.01. GuruFocus rates CRHHF with a GF Score™ of 72/100 and a GF Value™ of $1.13. The stock has 5 warning signs investors should review. Among 255 Education companies, Cross-Harbour (Holdings) ranks better than 98.82% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Cross-Harbour (Holdings) Pretax Margin % Related Terms
Cross-Harbour (Holdings) Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CRHHF vs EDU, TAL, LAUR: Pretax Margin % Comparison
For the Education & Training Services subindustry, Cross-Harbour (Holdings)'s Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cross-Harbour (Holdings) Pretax Margin % vs Education Industry
For the Education industry and Consumer Defensive sector, Cross-Harbour (Holdings)'s Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Cross-Harbour (Holdings)'s Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cross-Harbour (Holdings) (CRHHF) has a Pretax Margin % of 58.00% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Cross-Harbour (Holdings) and its competitors. This is 28% below median its historical median of 81.01. According to the industry distribution chart, Cross-Harbour (Holdings) ranks #3 out of 255 companies in the Education industry, placing it in the top 1.2%.
Is Cross-Harbour (Holdings)'s Pretax Margin % too high?
Cross-Harbour (Holdings)'s current Pretax Margin % of 58.00% is 28% below median its 10-year median of 81.01. The Education industry median Pretax Margin % is 8.24. Cross-Harbour (Holdings)'s value of 58.00% is 603.9% above this industry median. Based on the distribution chart, Cross-Harbour (Holdings) ranks #3 out of 255 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Cross-Harbour (Holdings) has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Cross-Harbour (Holdings)'s Pretax Margin % compare to EDU and TAL?
According to the Education industry distribution chart, Cross-Harbour (Holdings) ranks #3 out of 255 companies for Pretax Margin %. This places Cross-Harbour (Holdings) in the top 1% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 8.24. Cross-Harbour (Holdings)'s value of 58.00% is 603.9% above this benchmark. While the company's 10-year median is 81.01 vs. the industry median of 8.24, Cross-Harbour (Holdings) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Education company?
The median Pretax Margin % among Education companies is 8.24, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cross-Harbour (Holdings)'s current Pretax Margin % of 58.00% is 603.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Cross-Harbour (Holdings) and its competitors. For the Education industry, the median Pretax Margin % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cross-Harbour (Holdings)'s current Pretax Margin % is 58.00%, which is 28% below median its own 10-year median of 81.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cross-Harbour (Holdings) stock overvalued right now?
Cross-Harbour (Holdings) (CRHHF) has a current Pretax Margin % of 58.00%. The stock's GF Value™ is $1.13, compared to a current price of $1.02 — trading 9.7% below its estimated fair value. The current Pretax Margin % is 58.00%, which is 28% below median its 10-year median of 81.01 and 603.9% above the Education industry median of 8.24. Cross-Harbour (Holdings)'s overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Cross-Harbour (Holdings) (CRHHF), the current Pretax Margin % is 58.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cross-Harbour (Holdings) (CRHHF) Overvalued in 2026?
Based on GuruFocus' analysis, Cross-Harbour (Holdings) stock appears to be undervalued.
The current stock price of $1.02 is trading 9.7% below its estimated GF Value™ of $1.13.
Key valuation signals for CRHHF:
Pretax Margin %: 58.00% (28% below median its 10-year median of 81.01)
GF Value™: $1.13 vs. price of $1.02 (9.7% below fair value)
Industry Position: 603.9% above the Education median (#3 of 255)
No single metric tells the full story. See the CRHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cross-Harbour (Holdings) Ltd is an investment holding company. Along with its subsidiaries, it is engaged in motoring school operations, electronic toll collection operations, and treasury management and securities investment. The majority of the Group's revenue is generated from motoring school operations, which mainly include offering driving lessons on various vehicles such as private cars, light and medium goods vehicles, motorcycles, and commercial vehicles, based on the customers' requirements. Geographically, the Group operates mainly in Hong Kong.
72GF Score
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