Spectral CapitalFCCN +9.26%28 Days Payable is 44.60 as of Mar. 2026, which is 90% below its 10-year median of 425.38. GuruFocus rates FCCN with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 2,601 Software companies, Spectral Capital ranks better than 57.67% on this metric.
The historical rank and industry rank for Spectral Capital's Days Payable or its related term are showing as below:
FCCN'
s Days Payable Range Over the Past 10 Years
Min: 68.21 Med: 425.38 Max: 425.38
Current: 68.21
During the past 13 years, Spectral Capital's highest Days Payable was 425.38. The lowest was 68.21. And the median was 425.38.
FCCN's Days Payable is ranked better than 57.67% of 2601
companies
in the Software industry
Industry Median: 54.01
vs FCCN: 68.21
Spectral Capital's Days Payable
increased
from Mar. 2025 (0.00) to Mar. 2026 (44.60).
It may suggest that Spectral Capitaldelayed paying its suppliers.
Spectral Capital Days Payable Related Terms
Spectral Capital Days Payable Historical Data
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The historical data trend for Spectral Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Spectral Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectral Capital Days Payable vs Software Industry
For the Software industry and Technology sector, Spectral Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Spectral Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Spectral Capital's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spectral Capital (FCCN) has a Days Payable of 44.60 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Spectral Capital and its competitors. This is 90% below median its historical median of 425.38. Over the past decade, Spectral Capital's Days Payable has ranged from 68.21 to 425.38. According to the industry distribution chart, Spectral Capital ranks #1101 out of 2601 companies in the Software industry, placing it in the top 42.3%.
Is Spectral Capital's Days Payable too high?
Spectral Capital's current Days Payable of 44.60 is 90% below median its 10-year median of 425.38. Over the past 10 years, this metric has ranged from a low of 68.21 to a high of 425.38. The Software industry median Days Payable is 54.01. Spectral Capital's value of 44.60 is 17.4% below this industry median. Based on the distribution chart, Spectral Capital ranks #1101 out of 2601 companies in the Software industry, which is above the industry midpoint. Overall, Spectral Capital has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Spectral Capital's Days Payable compare to IBEX and TASK?
According to the Software industry distribution chart, Spectral Capital ranks #1101 out of 2601 companies for Days Payable. This puts Spectral Capital in the upper half of its industry. The industry median Days Payable is 54.01. Spectral Capital's value of 44.60 is 17.4% below this benchmark. Historically, Spectral Capital's own Days Payable has ranged from 68.21 to 425.38 over the past decade. While the company's 10-year median is 425.38 vs. the industry median of 54.01, Spectral Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.01, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectral Capital's current Days Payable of 44.60 is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Spectral Capital and its competitors. For the Software industry, the median Days Payable is 54.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectral Capital's current Days Payable is 44.60, which is 90% below median its own 10-year median of 425.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectral Capital stock overvalued right now?
Spectral Capital (FCCN) has a current Days Payable of 44.60. The current Days Payable is 44.60, which is 90% below median its 10-year median of 425.38 and 17.4% below the Software industry median of 54.01. Spectral Capital's overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Spectral Capital (FCCN), the current Days Payable is 44.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Spectral Capital Corp is engaged in the identification, acquisition, development, and financing of technologies. The company seeks technology that can be protected by patents or laws regarding trade secrets. Its portfolio includes two technology companies, namely Noot and Monitr. Noot is a mobile technology that utilizes proprietary search engine technology for mobile devices, which helps to find news, social media, photos, and videos of interest. Monitr is a technology and financial data services company. It leverages cloud computing, data, and software to analyze the financial markets. In addition, it also specializes in the analysis of news, opinion, and social media to determine the aggregate sentiment and trends of equities, commodities, and currencies across different countries.
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