Spectral CapitalFCCN +9.26%28 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates FCCN with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 1,706 Software companies, Spectral Capital ranks worse than 58616.59% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Spectral Capital's
Operating Income
for the
three
months ended in Mar. 2026 was $-3.0 Mil. Spectral Capital's Interest Expense for the
three
months ended in Mar. 2026 was $-0.4 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Spectral Capital's Interest Coverage or its related term are showing as below:
FCCN's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.75 * Ranked among companies with meaningful Interest Coverage only.
Spectral Capital (OTCPK:FCCN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Spectral Capital Interest Coverage Related Terms
Spectral Capital Interest Coverage Historical Data
* Premium members only.
The historical data trend for Spectral Capital's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FCCN vs IBEX, TASK, TSSI: Interest Coverage Comparison
For the Information Technology Services subindustry, Spectral Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectral Capital Interest Coverage vs Software Industry
For the Software industry and Technology sector, Spectral Capital's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Spectral Capital's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Spectral Capital did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Spectral Capital (FCCN) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spectral Capital and its competitors. According to the industry distribution chart, Spectral Capital ranks #999999 out of 1706 companies in the Software industry.
Is Spectral Capital's Interest Coverage too high?
Spectral Capital's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Spectral Capital ranks #999999 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Spectral Capital has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Spectral Capital's Interest Coverage compare to IBEX and TASK?
According to the Software industry distribution chart, Spectral Capital ranks #999999 out of 1706 companies for Interest Coverage. This places Spectral Capital in the lower half of its industry. The industry median Interest Coverage is 24.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spectral Capital and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectral Capital's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectral Capital stock overvalued right now?
Spectral Capital (FCCN) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Spectral Capital's overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Spectral Capital (FCCN), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Spectral Capital Corp is engaged in the identification, acquisition, development, and financing of technologies. The company seeks technology that can be protected by patents or laws regarding trade secrets. Its portfolio includes two technology companies, namely Noot and Monitr. Noot is a mobile technology that utilizes proprietary search engine technology for mobile devices, which helps to find news, social media, photos, and videos of interest. Monitr is a technology and financial data services company. It leverages cloud computing, data, and software to analyze the financial markets. In addition, it also specializes in the analysis of news, opinion, and social media to determine the aggregate sentiment and trends of equities, commodities, and currencies across different countries.
28GF Score
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