FCCN (Spectral Capital) Effective Interest Rate on Debt %: 12.42% (As of Mar. 2026)


FCCN Spectral Capital Corp FCCN
28 GF Score
Price $5.10
! 2 Warning Signs
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What is Spectral Capital Effective Interest Rate on Debt %?

Spectral Capital FCCN -2.30% 28 Effective Interest Rate on Debt % is 12.42% as of Mar. 2026. GuruFocus rates FCCN with a GF Score™ of 28/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Spectral Capital's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.7 Mil. Spectral Capital's average total debt for the quarter that ended in Mar. 2026 was $13.4 Mil. Therefore, Spectral Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.42%.


Spectral Capital  (OTCPK:FCCN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Spectral Capital Effective Interest Rate on Debt % Related Terms


Spectral Capital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Spectral Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Spectral Capital Effective Interest Rate on Debt % Chart

Spectral Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.05

Spectral Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 11.82 0.18 12.42

FCCN vs IBEX, TASK, TSSI: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Spectral Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Spectral Capital Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Spectral Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Spectral Capital's Effective Interest Rate on Debt % falls into.


FCCN
28GF Score
Spectral Capital Corp FCCN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Spectral Capital Effective Interest Rate on Debt % Calculation

Spectral Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.006/( (0+12.842)/ 1 )
=-1  *  -0.006/12.842
=0.05 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.103 + 12.739
=12.842

Spectral Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.66/( (12.842+13.894)/ 2 )
=-1  *  -1.66/13.368
=12.42 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.103 + 12.739
=12.842

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.083 + 13.811
=13.894

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.42% mean?
Spectral Capital (FCCN) has a Effective Interest Rate on Debt % of 12.42% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Spectral Capital and its competitors.
Is Spectral Capital's Effective Interest Rate on Debt % too high?
Spectral Capital's current Effective Interest Rate on Debt % is 12.42%. Overall, Spectral Capital has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Spectral Capital's Effective Interest Rate on Debt % compare to IBEX and TASK?
Spectral Capital's Effective Interest Rate on Debt % of 12.42% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Spectral Capital and its competitors. Spectral Capital's current Effective Interest Rate on Debt % is 12.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectral Capital stock overvalued right now?
Spectral Capital (FCCN) has a current Effective Interest Rate on Debt % of 12.42%. The current Effective Interest Rate on Debt % is 12.42%. Spectral Capital's overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Spectral Capital (FCCN), the current Effective Interest Rate on Debt % is 12.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Spectral Capital Business Description

Address 701 Fifth Avenue, Suite 4200, Seattle, WA, USA, 98104
Spectral Capital Corp is engaged in the identification, acquisition, development, and financing of technologies. The company seeks technology that can be protected by patents or laws regarding trade secrets. Its portfolio includes two technology companies, namely Noot and Monitr. Noot is a mobile technology that utilizes proprietary search engine technology for mobile devices, which helps to find news, social media, photos, and videos of interest. Monitr is a technology and financial data services company. It leverages cloud computing, data, and software to analyze the financial markets. In addition, it also specializes in the analysis of news, opinion, and social media to determine the aggregate sentiment and trends of equities, commodities, and currencies across different countries.
28GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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