FLYW (Flywire) Days Payable: 15.44 (As of Mar. 2026) — 51% Below Median


FLYW Flywire Corp FLYW
82 GF Score
Price $17.57
GF Value $27.01
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Flywire Days Payable?

Flywire FLYW -0.23% 82 Days Payable is 15.44 as of Mar. 2026, which is 51% below its 10-year median of 31.83. GuruFocus rates FLYW with a GF Score™ of 82/100 and a GF Value™ of $27.01 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 2,601 Software companies, Flywire ranks worse than 79.32% on this metric.

Flywire's average Accounts Payable for the three months ended in Mar. 2026 was $15.7 Mil. Flywire's Cost of Goods Sold for the three months ended in Mar. 2026 was $92.7 Mil. Hence, Flywire's Days Payable for the three months ended in Mar. 2026 was 15.44.

The historical rank and industry rank for Flywire's Days Payable or its related term are showing as below:

FLYW' s Days Payable Range Over the Past 10 Years
Min: 21.39   Med: 31.83   Max: 40.76
Current: 21.39

During the past 7 years, Flywire's highest Days Payable was 40.76. The lowest was 21.39. And the median was 31.83.

FLYW's Days Payable is ranked worse than
79.32% of 2601 companies
in the Software industry
Industry Median: 54.01 vs FLYW: 21.39

Flywire's Days Payable declined from Mar. 2025 (22.22) to Mar. 2026 (15.44). It may suggest that Flywire accelerated paying its suppliers.


Flywire Days Payable Historical Data

* Premium members only.

The historical data trend for Flywire's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flywire Days Payable Chart

Flywire Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 40.76 39.85 32.10 28.73 23.27

Flywire Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.22 27.56 22.93 24.51 15.44

FLYW vs RAMP, CALX, AVPT: Days Payable Comparison

For the Software - Infrastructure subindustry, Flywire's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flywire Days Payable vs Software Industry

For the Software industry and Technology sector, Flywire's Days Payable distribution charts can be found below:

* The bar in red indicates where Flywire's Days Payable falls into.


FLYW
82GF Score
Flywire Corp FLYW
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Flywire Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Flywire's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (15.353 + 15.298) / 2 ) / 240.36*365
=15.3255 / 240.36*365
=23.27

Flywire's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (15.298 + 16.047) / 2 ) / 92.652*365 / 4
=15.6725 / 92.652*365 / 4
=15.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 15.44 mean?
Flywire (FLYW) has a Days Payable of 15.44 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Flywire and its competitors. This is 51% below median its historical median of 31.83. Over the past decade, Flywire's Days Payable has ranged from 21.39 to 40.76. According to the industry distribution chart, Flywire ranks #2063 out of 2601 companies in the Software industry, placing it in the top 79.3%.
Is Flywire's Days Payable too high?
Flywire's current Days Payable of 15.44 is 51% below median its 10-year median of 31.83. Over the past 10 years, this metric has ranged from a low of 21.39 to a high of 40.76. The Software industry median Days Payable is 54.01. Flywire's value of 15.44 is 71.4% below this industry median. Based on the distribution chart, Flywire ranks #2063 out of 2601 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Flywire has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Flywire's Days Payable compare to RAMP and CALX?
According to the Software industry distribution chart, Flywire ranks #2063 out of 2601 companies for Days Payable. This places Flywire in the lower half of its industry. The industry median Days Payable is 54.01. Flywire's value of 15.44 is 71.4% below this benchmark. Historically, Flywire's own Days Payable has ranged from 21.39 to 40.76 over the past decade. While the company's 10-year median is 31.83 vs. the industry median of 54.01, Flywire has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.01, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flywire's current Days Payable of 15.44 is 71.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Flywire and its competitors. For the Software industry, the median Days Payable is 54.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flywire's current Days Payable is 15.44, which is 51% below median its own 10-year median of 31.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flywire stock overvalued right now?
Based on GuruFocus' analysis, Flywire (FLYW) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.01, compared to a current price of $17.57 — trading 35% below its estimated fair value. The current Days Payable is 15.44, which is 51% below median its 10-year median of 31.83 and 71.4% below the Software industry median of 54.01. Flywire's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Flywire (FLYW), the current Days Payable is 15.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flywire (FLYW) Overvalued in 2026?

Based on GuruFocus' analysis, Flywire stock appears to be undervalued. The current stock price of $17.57 is trading 35% below its estimated GF Value™ of $27.01. GuruFocus considers Flywire to be Significantly Undervalued.

Key valuation signals for FLYW:

  • Days Payable: 15.44 (51% below median its 10-year median of 31.83)
  • GF Value™: $27.01 vs. price of $17.57 (35% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 71.4% below the Software median (#2063 of 2601)

No single metric tells the full story. See the FLYW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flywire Business Description

Other Exchanges 9E2:Germany
Address 141 Tremont Street, Suite 10, Boston, MA, USA, 02111
Flywire Corp provides a secure payment platform, offering its clients a streamlined process to receive reconciled domestic and international payments more cost-effectively and efficiently. The company's solutions are built on three core elements, namely a payments platform, a proprietary payment network, and vertical-specific software backed by its deep industry expertise. Geographically, the majority of revenue is from the Americas.
82GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.57
Price
$27.01
GF Value