FLYW (Flywire) Quick Ratio: 1.75 (As of Mar. 2026) — 42% Below Median


FLYW Flywire Corp FLYW
82 GF Score
Price $17.49
GF Value $26.96
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Flywire Quick Ratio?

Flywire FLYW +3.91% 82 Quick Ratio is 1.75 as of Mar. 2026, which is 42% below its 10-year median of 3.00. GuruFocus rates FLYW with a GF Score™ of 82/100 and a GF Value™ of $26.96 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 2,862 Software companies, Flywire ranks better than 51.68% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Flywire's quick ratio for the quarter that ended in Mar. 2026 was 1.75.

Flywire has a quick ratio of 1.75. It generally indicates good short-term financial strength.

The historical rank and industry rank for Flywire's Quick Ratio or its related term are showing as below:

FLYW' s Quick Ratio Range Over the Past 10 Years
Min: 1.31   Med: 3   Max: 5.87
Current: 1.75

During the past 7 years, Flywire's highest Quick Ratio was 5.87. The lowest was 1.31. And the median was 3.00.

FLYW's Quick Ratio is ranked better than
51.68% of 2862 companies
in the Software industry
Industry Median: 1.7 vs FLYW: 1.75

Flywire  (NAS:FLYW) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Flywire Quick Ratio Related Terms


Flywire Quick Ratio Historical Data

* Premium members only.

The historical data trend for Flywire's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flywire Quick Ratio Chart

Flywire Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial 3.78 2.54 2.98 2.63 1.50

Flywire Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.02 1.87 1.53 1.50 1.75

FLYW vs BAND, FIVN, ATEN: Quick Ratio Comparison

For the Software - Infrastructure subindustry, Flywire's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flywire Quick Ratio vs Software Industry

For the Software industry and Technology sector, Flywire's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Flywire's Quick Ratio falls into.


FLYW
82GF Score
Flywire Corp FLYW
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Flywire Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Flywire's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(602.288-0)/401.763
=1.50

Flywire's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(512.349-0)/293.527
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.75 mean?
Flywire (FLYW) has a Quick Ratio of 1.75 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Flywire and its competitors. This is 42% below median its historical median of 3.00. Over the past decade, Flywire's Quick Ratio has ranged from 1.31 to 5.87. According to the industry distribution chart, Flywire ranks #1383 out of 2862 companies in the Software industry, placing it in the top 48.3%.
Is Flywire's Quick Ratio too high?
Flywire's current Quick Ratio of 1.75 is 42% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.31 to a high of 5.87. The Software industry median Quick Ratio is 1.70. Flywire's value of 1.75 is 2.9% above this industry median. Based on the distribution chart, Flywire ranks #1383 out of 2862 companies in the Software industry, which is above the industry midpoint. Overall, Flywire has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Flywire's Quick Ratio compare to BAND and FIVN?
According to the Software industry distribution chart, Flywire ranks #1383 out of 2862 companies for Quick Ratio. This puts Flywire in the upper half of its industry. The industry median Quick Ratio is 1.70. Flywire's value of 1.75 is 2.9% above this benchmark. Historically, Flywire's own Quick Ratio has ranged from 1.31 to 5.87 over the past decade. While the company's 10-year median is 3.00 vs. the industry median of 1.70, Flywire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,862 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flywire's current Quick Ratio of 1.75 is 2.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Flywire and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flywire's current Quick Ratio is 1.75, which is 42% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flywire stock overvalued right now?
Based on GuruFocus' analysis, Flywire (FLYW) is currently considered Significantly Undervalued. The stock's GF Value™ is $26.96, compared to a current price of $17.49 — trading 35.1% below its estimated fair value. The current Quick Ratio is 1.75, which is 42% below median its 10-year median of 3.00 and 2.9% above the Software industry median of 1.70. Flywire's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Flywire (FLYW), the current Quick Ratio is 1.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flywire (FLYW) Overvalued in 2026?

Based on GuruFocus' analysis, Flywire stock appears to be undervalued. The current stock price of $17.49 is trading 35.1% below its estimated GF Value™ of $26.96. GuruFocus considers Flywire to be Significantly Undervalued.

Key valuation signals for FLYW:

  • Quick Ratio: 1.75 (42% below median its 10-year median of 3.00)
  • GF Value™: $26.96 vs. price of $17.49 (35.1% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 2.9% above the Software median (#1383 of 2862)

No single metric tells the full story. See the FLYW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flywire Business Description

Other Exchanges 9E2:Germany
Address 141 Tremont Street, Suite 10, Boston, MA, USA, 02111
Flywire Corp provides a secure payment platform, offering its clients a streamlined process to receive reconciled domestic and international payments more cost-effectively and efficiently. The company's solutions are built on three core elements, namely a payments platform, a proprietary payment network, and vertical-specific software backed by its deep industry expertise. Geographically, the majority of revenue is from the Americas.
82GF Score

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Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.49
Price
$26.96
GF Value