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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
FlywireFLYW -0.42%80 Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus rates FLYW with a GF Score™ of 80/100 and a GF Value™ of $26.64 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 2,247 Software companies, Flywire ranks worse than 44503.74% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Flywire's Debt-to-Equity or its related term are showing as below:
During the past 7 years, the highest Debt-to-Equity Ratio of Flywire was 0.08. The lowest was -0.33. And the median was 0.00.
FLYW's Debt-to-Equity is not ranked *
in the Software industry.
Industry Median: 0.19 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Flywire Debt-to-Equity Related Terms
Flywire Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Flywire's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FLYW vs INFQ, BAND, EVTC: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Flywire's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Flywire Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Flywire's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Flywire's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Flywire (FLYW) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Flywire and its competitors. According to the industry distribution chart, Flywire ranks #999999 out of 2247 companies in the Software industry.
Is Flywire's Debt-to-Equity too high?
Flywire's current Debt-to-Equity is 0.00. Based on the distribution chart, Flywire ranks #999999 out of 2247 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Flywire has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Flywire's Debt-to-Equity compare to INFQ and BAND?
According to the Software industry distribution chart, Flywire ranks #999999 out of 2247 companies for Debt-to-Equity. This places Flywire in the lower half of its industry. The industry median Debt-to-Equity is 0.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Flywire and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flywire's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flywire stock overvalued right now?
Based on GuruFocus' analysis, Flywire (FLYW) is currently considered Significantly Undervalued. The stock's GF Value™ is $26.64, compared to a current price of $18.75 — trading 29.6% below its estimated fair value. The current Debt-to-Equity is 0.00. Flywire's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Flywire (FLYW), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Flywire (FLYW) Overvalued in 2026?
Based on GuruFocus' analysis, Flywire stock appears to be undervalued.
The current stock price of $18.75 is trading 29.6% below its estimated GF Value™ of $26.64.
GuruFocus considers Flywire to be Significantly Undervalued.
Key valuation signals for FLYW:
Debt-to-Equity: 0.00
GF Value™: $26.64 vs. price of $18.75 (29.6% below fair value)
No single metric tells the full story. See the FLYW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Flywire Corp provides a secure payment platform, offering its clients a streamlined process to receive reconciled domestic and international payments more cost-effectively and efficiently. The company's solutions are built on three core elements, namely a payments platform, a proprietary payment network, and vertical-specific software backed by its deep industry expertise. Geographically, the majority of revenue is from the Americas.
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