FLYW (Flywire) FCF Margin %: 10.59% (As of Jun. 2026) — 104% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FLYW Flywire Corp FLYW
80 GF Score
Price $17.78
GF Value $26.48
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Flywire FCF Margin %?

Flywire FLYW -2.31% 80 FCF Margin % is 10.59% as of Jun. 2026, which is 104% above its 10-year median of 5.19. GuruFocus rates FLYW with a GF Score™ of 80/100 and a GF Value™ of $26.48 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 2,819 Software companies, Flywire ranks better than 88.22% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Flywire's Free Cash Flow for the three months ended in Jun. 2026 was $17.8 Mil. Flywire's Revenue for the three months ended in Jun. 2026 was $167.7 Mil. Therefore, Flywire's FCF Margin % for the quarter that ended in Jun. 2026 was 10.59%.

As of today, Flywire's current FCF Yield % is 7.00%.

The historical rank and industry rank for Flywire's FCF Margin % or its related term are showing as below:

FLYW' s FCF Margin % Range Over the Past 10 Years
Min: -12.42   Med: 5.19   Max: 21.54
Current: 21.54


During the past 7 years, the highest FCF Margin % of Flywire was 21.54%. The lowest was -12.42%. And the median was 5.19%.

FLYW's FCF Margin % is ranked better than
88.22% of 2819 companies
in the Software industry
Industry Median: 2.37 vs FLYW: 21.54


Flywire FCF Margin % Related Terms


Flywire FCF Margin % Historical Data

* Premium members only.

The historical data trend for Flywire's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flywire FCF Margin % Chart

Flywire Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 5.19 -0.57 17.45 18.78 14.50

Flywire Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.11 76.71 1.14 -10.32 10.59

FLYW vs INFQ, BAND, EVTC: FCF Margin % Comparison

For the Software - Infrastructure subindustry, Flywire's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flywire FCF Margin % vs Software Industry

For the Software industry and Technology sector, Flywire's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Flywire's FCF Margin % falls into.


FLYW
80GF Score
Flywire Corp FLYW
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Flywire FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Flywire's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=90.319/623.025
=14.50 %

Flywire's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=17.763/167.744
=10.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 10.59% mean?
Flywire (FLYW) has a FCF Margin % of 10.59% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Flywire and its competitors. This is 104% above median its historical median of 5.19. According to the industry distribution chart, Flywire ranks #332 out of 2819 companies in the Software industry, placing it in the top 11.8%.
Is Flywire's FCF Margin % too high?
Flywire's current FCF Margin % of 10.59% is 104% above median its 10-year median of 5.19. The Software industry median FCF Margin % is 2.37. Flywire's value of 10.59% is 346.8% above this industry median. Based on the distribution chart, Flywire ranks #332 out of 2819 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Flywire has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Flywire's FCF Margin % compare to INFQ and BAND?
According to the Software industry distribution chart, Flywire ranks #332 out of 2819 companies for FCF Margin %. This places Flywire in the top 12% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.37. Flywire's value of 10.59% is 346.8% above this benchmark. While the company's 10-year median is 5.19 vs. the industry median of 2.37, Flywire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.37, based on 2,819 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flywire's current FCF Margin % of 10.59% is 346.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Flywire and its competitors. For the Software industry, the median FCF Margin % is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flywire's current FCF Margin % is 10.59%, which is 104% above median its own 10-year median of 5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flywire stock overvalued right now?
Based on GuruFocus' analysis, Flywire (FLYW) is currently considered Significantly Undervalued. The stock's GF Value™ is $26.48, compared to a current price of $17.78 — trading 32.9% below its estimated fair value. The current FCF Margin % is 10.59%, which is 104% above median its 10-year median of 5.19 and 346.8% above the Software industry median of 2.37. Flywire's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Flywire (FLYW), the current FCF Margin % is 10.59% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flywire (FLYW) Overvalued in 2026?

Based on GuruFocus' analysis, Flywire stock appears to be undervalued. The current stock price of $17.78 is trading 32.9% below its estimated GF Value™ of $26.48. GuruFocus considers Flywire to be Significantly Undervalued.

Key valuation signals for FLYW:

  • FCF Margin %: 10.59% (104% above median its 10-year median of 5.19)
  • GF Value™: $26.48 vs. price of $17.78 (32.9% below fair value)
  • GF Score™: 80/100 with 6 warning signs
  • Industry Position: 346.8% above the Software median (#332 of 2819)

No single metric tells the full story. See the FLYW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flywire Business Description

Other Exchanges 9E2:Germany
Address 141 Tremont Street, Suite 10, Boston, MA, USA, 02111
Flywire Corp provides a secure payment platform, offering its clients a streamlined process to receive reconciled domestic and international payments more cost-effectively and efficiently. The company's solutions are built on three core elements, namely a payments platform, a proprietary payment network, and vertical-specific software backed by its deep industry expertise. Geographically, the majority of revenue is from the Americas.
80GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.78
Price
$26.48
GF Value