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WaterdropFRA:717 +1.03%72 Days Payable is 156.57 as of Mar. 2026, which is 6% below its 10-year median of 166.58. GuruFocus rates FRA:717 with a GF Score™ of 72/100 and a GF Value™ of €1.73. The stock has 6 warning signs investors should review. Among 55 Insurance companies, Waterdrop ranks better than 69.09% on this metric.
Waterdrop's average Accounts Payable for the
three
months ended in Mar. 2026 was €104.8 Mil. Waterdrop's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €61.1 Mil.
Hence, Waterdrop's Days Payable for the
three
months ended in Mar. 2026 was 156.57.
The historical rank and industry rank for Waterdrop's Days Payable or its related term are showing as below:
FRA:717'
s Days Payable Range Over the Past 10 Years
Min: 103.65 Med: 166.58 Max: 401.25
Current: 108.61
During the past 8 years, Waterdrop's highest Days Payable was 401.25. The lowest was 103.65. And the median was 166.58.
FRA:717's Days Payable is ranked better than 69.09% of 55
companies
in the Insurance industry
Industry Median: 57.32
vs FRA:717: 108.61
Waterdrop's Days Payable
increased
from Mar. 2025 (143.45) to Mar. 2026 (156.57).
It may suggest that Waterdropdelayed paying its suppliers.
Waterdrop Days Payable Related Terms
Waterdrop Days Payable Historical Data
* Premium members only.
The historical data trend for Waterdrop's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:717 vs SUND, IGIC, XZO: Days Payable Comparison
For the Insurance - Diversified subindustry, Waterdrop's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Waterdrop Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, Waterdrop's Days Payable distribution charts can be found below:
* The bar in red indicates where Waterdrop's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Waterdrop's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterdrop (FRA:717) has a Days Payable of 156.57 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Waterdrop and its competitors. This is near median its historical median of 166.58. Over the past decade, Waterdrop's Days Payable has ranged from 103.65 to 401.25. According to the industry distribution chart, Waterdrop ranks #17 out of 55 companies in the Insurance industry, placing it in the top 30.9%.
Is Waterdrop's Days Payable too high?
Waterdrop's current Days Payable of 156.57 is near median its 10-year median of 166.58. Over the past 10 years, this metric has ranged from a low of 103.65 to a high of 401.25. The Insurance industry median Days Payable is 57.32. Waterdrop's value of 156.57 is 173.2% above this industry median. Based on the distribution chart, Waterdrop ranks #17 out of 55 companies in the Insurance industry, which is above the industry midpoint. Overall, Waterdrop has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Waterdrop's Days Payable compare to SUND and IGIC?
According to the Insurance industry distribution chart, Waterdrop ranks #17 out of 55 companies for Days Payable. This puts Waterdrop in the upper half of its industry. The industry median Days Payable is 57.32. Waterdrop's value of 156.57 is 173.2% above this benchmark. Historically, Waterdrop's own Days Payable has ranged from 103.65 to 401.25 over the past decade. While the company's 10-year median is 166.58 vs. the industry median of 57.32, Waterdrop has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 57.32, based on 55 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Waterdrop's current Days Payable of 156.57 is 173.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Waterdrop and its competitors. For the Insurance industry, the median Days Payable is 57.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Waterdrop's current Days Payable is 156.57, which is near median its own 10-year median of 166.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterdrop stock overvalued right now?
Waterdrop (FRA:717) has a current Days Payable of 156.57. The stock's GF Value™ is €1.73, compared to a current price of €0.99 — trading 43.1% below its estimated fair value. The current Days Payable is 156.57, which is near median its 10-year median of 166.58 and 173.2% above the Insurance industry median of 57.32. Waterdrop's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Waterdrop (FRA:717), the current Days Payable is 156.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Waterdrop (FRA:717) Overvalued in 2026?
Based on GuruFocus' analysis, Waterdrop stock appears to be undervalued.
The current stock price of €0.99 is trading 43.1% below its estimated GF Value™ of €1.73.
Key valuation signals for FRA:717:
Days Payable: 156.57 (near median its 10-year median of 166.58)
GF Value™: €1.73 vs. price of €0.99 (43.1% below fair value)
Industry Position: 173.2% above the Insurance median (#17 of 55)
No single metric tells the full story. See the FRA:717 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
72GF Score
Get the complete analysis for FRA:717
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