Waterdrop (FRA:717) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:717 Waterdrop Inc FRA:717
72 GF Score
Price €0.99
GF Value €1.73
! 6 Warning Signs
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What is Waterdrop Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Waterdrop's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

FRA:717 vs SUND, IGIC, XZO: Margin of Safety % (DCF Dividends Based) Comparison

For the Insurance - Diversified subindustry, Waterdrop's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Waterdrop Margin of Safety % (DCF Dividends Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Waterdrop's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Waterdrop's Margin of Safety % (DCF Dividends Based) falls into.


FRA:717
72GF Score
Waterdrop Inc FRA:717
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Waterdrop (FRA:717) Overvalued in 2026?

Based on GuruFocus' analysis, Waterdrop stock appears to be undervalued. The current stock price of €0.99 is trading 43.1% below its estimated GF Value™ of €1.73.

Key valuation signals for FRA:717:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: €1.73 vs. price of €0.99 (43.1% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the FRA:717 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Waterdrop Business Description

Other Exchanges WDH:USA
Address No. 203 Wangjing Lize Zhongyuan Zone 2, Room B802, 8th Floor, Chaoyang District, Beijing, CHN, 100101
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
72GF Score

Get the complete analysis for FRA:717

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.99
Price
€1.73
GF Value