Waterdrop (FRA:717) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:717 Waterdrop Inc FRA:717
72 GF Score
Price €0.99
GF Value €1.73
! 6 Warning Signs
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What is Waterdrop Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Waterdrop Quality Rank Related Terms

FRA:717
72GF Score
Waterdrop Inc FRA:717
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Waterdrop (FRA:717) Overvalued in 2026?

Based on GuruFocus' analysis, Waterdrop stock appears to be undervalued. The current stock price of €0.99 is trading 43.1% below its estimated GF Value™ of €1.73.

Key valuation signals for FRA:717:

  • Quality Rank:
  • GF Value™: €1.73 vs. price of €0.99 (43.1% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the FRA:717 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Waterdrop Business Description

Other Exchanges WDH:USA
Address No. 203 Wangjing Lize Zhongyuan Zone 2, Room B802, 8th Floor, Chaoyang District, Beijing, CHN, 100101
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
72GF Score

Get the complete analysis for FRA:717

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.99
Price
€1.73
GF Value