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Net margin is calculated as Net Income divided by its Revenue. Waterdrop's Net Income for the
three
months ended in Mar. 2026 was €12.3 Mil. Waterdrop's Revenue for the
three
months ended in Mar. 2026 was €155.9 Mil. Therefore, Waterdrop's net margin for the quarter that ended in Mar. 2026 was 7.92%.
The historical rank and industry rank for Waterdrop's Net Margin % or its related term are showing as below:
FRA:717'
s Net Margin % Range Over the Past 10 Years
Min: -87.84 Med: -7.46 Max: 21.69
Current: 12.46
FRA:717's Net Margin % is ranked better than 65% of 500
companies
in the Insurance industry
Industry Median: 9.175
vs FRA:717: 12.46
Waterdrop (FRA:717) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Waterdrop Net Margin % Related Terms
Waterdrop Net Margin % Historical Data
* Premium members only.
The historical data trend for Waterdrop's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:717 vs SUND, IGIC, XZO: Net Margin % Comparison
For the Insurance - Diversified subindustry, Waterdrop's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Waterdrop Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Waterdrop's Net Margin % distribution charts can be found below:
* The bar in red indicates where Waterdrop's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterdrop (FRA:717) has a Net Margin % of 7.92% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Waterdrop and its competitors. According to the industry distribution chart, Waterdrop ranks #175 out of 500 companies in the Insurance industry, placing it in the top 35%.
Is Waterdrop's Net Margin % too high?
Waterdrop's current Net Margin % is 7.92%. The Insurance industry median Net Margin % is 9.18. Waterdrop's value of 7.92% is 13.7% below this industry median. Based on the distribution chart, Waterdrop ranks #175 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Waterdrop has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Waterdrop's Net Margin % compare to SUND and IGIC?
According to the Insurance industry distribution chart, Waterdrop ranks #175 out of 500 companies for Net Margin %. This puts Waterdrop in the upper half of its industry. The industry median Net Margin % is 9.18. Waterdrop's value of 7.92% is 13.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.18, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Waterdrop's current Net Margin % of 7.92% is 13.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Waterdrop and its competitors. For the Insurance industry, the median Net Margin % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Waterdrop's current Net Margin % is 7.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterdrop stock overvalued right now?
Waterdrop (FRA:717) has a current Net Margin % of 7.92%. The stock's GF Value™ is €1.73, compared to a current price of €0.99 — trading 43.1% below its estimated fair value. The current Net Margin % is 7.92% and 13.7% below the Insurance industry median of 9.18. Waterdrop's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Waterdrop (FRA:717), the current Net Margin % is 7.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Waterdrop (FRA:717) Overvalued in 2026?
Based on GuruFocus' analysis, Waterdrop stock appears to be undervalued.
The current stock price of €0.99 is trading 43.1% below its estimated GF Value™ of €1.73.
Key valuation signals for FRA:717:
Net Margin %: 7.92%
GF Value™: €1.73 vs. price of €0.99 (43.1% below fair value)
Industry Position: 13.7% below the Insurance median (#175 of 500)
No single metric tells the full story. See the FRA:717 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
72GF Score
Get the complete analysis for FRA:717
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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