PuuiloFRA:8JQ -3.83%80 Days Payable is 47.75 as of Jan. 2026, which is 50% above its 10-year median of 31.89. GuruFocus rates FRA:8JQ with a GF Score™ of 80/100 and a GF Value™ of €13.47 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,095 Retail - Cyclical companies, Puuilo ranks worse than 59.91% on this metric.
Puuilo's average Accounts Payable for the
six
months ended in Jan. 2026 was €34.9 Mil. Puuilo's Cost of Goods Sold for the
six
months ended in Jan. 2026 was €133.2 Mil.
Hence, Puuilo's Days Payable for the
six
months ended in Jan. 2026 was 47.75.
The historical rank and industry rank for Puuilo's Days Payable or its related term are showing as below:
FRA:8JQ'
s Days Payable Range Over the Past 10 Years
Min: 28.25 Med: 31.89 Max: 41.71
Current: 41.71
During the past 8 years, Puuilo's highest Days Payable was 41.71. The lowest was 28.25. And the median was 31.89.
FRA:8JQ's Days Payable is ranked worse than 59.91% of 1095
companies
in the Retail - Cyclical industry
Industry Median: 52.33
vs FRA:8JQ: 41.71
Puuilo's Days Payable
increased
from Jan. 2025 (42.36) to Jan. 2026 (47.75).
It may suggest that Puuilodelayed paying its suppliers.
Puuilo Days Payable Related Terms
Puuilo Days Payable Historical Data
* Premium members only.
The historical data trend for Puuilo's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, Puuilo's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Puuilo Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Puuilo's Days Payable distribution charts can be found below:
* The bar in red indicates where Puuilo's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Puuilo's Days Payable for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Puuilo (FRA:8JQ) has a Days Payable of 47.75 as of Jan. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Puuilo and its competitors. This is 50% above median its historical median of 31.89. Over the past decade, Puuilo's Days Payable has ranged from 28.25 to 41.71. According to the industry distribution chart, Puuilo ranks #656 out of 1095 companies in the Retail - Cyclical industry, placing it in the top 59.9%.
Is Puuilo's Days Payable too high?
Puuilo's current Days Payable of 47.75 is 50% above median its 10-year median of 31.89. Over the past 10 years, this metric has ranged from a low of 28.25 to a high of 41.71. The Retail - Cyclical industry median Days Payable is 52.33. Puuilo's value of 47.75 is 8.8% below this industry median. Based on the distribution chart, Puuilo ranks #656 out of 1095 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Puuilo has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Puuilo's Days Payable compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Puuilo ranks #656 out of 1095 companies for Days Payable. This places Puuilo in the lower half of its industry. The industry median Days Payable is 52.33. Puuilo's value of 47.75 is 8.8% below this benchmark. Historically, Puuilo's own Days Payable has ranged from 28.25 to 41.71 over the past decade. While the company's 10-year median is 31.89 vs. the industry median of 52.33, Puuilo has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 52.33, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Puuilo's current Days Payable of 47.75 is 8.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Puuilo and its competitors. For the Retail - Cyclical industry, the median Days Payable is 52.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Puuilo's current Days Payable is 47.75, which is 50% above median its own 10-year median of 31.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Puuilo stock overvalued right now?
Based on GuruFocus' analysis, Puuilo (FRA:8JQ) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.47, compared to a current price of €17.08 — trading 26.8% above its estimated fair value. The current Days Payable is 47.75, which is 50% above median its 10-year median of 31.89 and 8.8% below the Retail - Cyclical industry median of 52.33. Puuilo's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Puuilo (FRA:8JQ), the current Days Payable is 47.75 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Puuilo (FRA:8JQ) Overvalued in 2026?
Based on GuruFocus' analysis, Puuilo stock appears to be overvalued.
The current stock price of €17.08 is trading 26.8% above its estimated GF Value™ of €13.47.
GuruFocus considers Puuilo to be Modestly Overvalued.
Key valuation signals for FRA:8JQ:
Days Payable: 47.75 (50% above median its 10-year median of 31.89)
GF Value™: €13.47 vs. price of €17.08 (26.8% above fair value)
Industry Position: 8.8% below the Retail - Cyclical median (#656 of 1095)
No single metric tells the full story. See the FRA:8JQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Puuilo PLC is a department store chain in Finland. The product range includes building supplies, tools, HVAC and electrical accessories, pet food and supplies, car accessories, groceries, household products, garden supplies, free time, and other accessories as well as services. It serves both consumers and B2B customers in the repair and maintenance as well as the construction sector.
80GF Score
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