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PuuiloFRA:8JQ -0.24%79 Return-on-Tangible-Equity is 151.97% as of Jan. 2026, which is 28% above its 10-year median of 118.82. GuruFocus rates FRA:8JQ with a GF Score™ of 79/100 and a GF Value™ of €13.64 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,062 Retail - Cyclical companies, Puuilo ranks better than 93.5% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Puuilo's annualized net income for the quarter that ended in Jan. 2026 was €56.0 Mil. Puuilo's average shareholder tangible equity for the quarter that ended in Jan. 2026 was €36.9 Mil. Therefore, Puuilo's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 was 151.97%.
The historical rank and industry rank for Puuilo's Return-on-Tangible-Equity or its related term are showing as below:
FRA:8JQ'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 107.49 Med: 118.82 Max: 174.19
Current: 133.23
During the past 8 years, Puuilo's highest Return-on-Tangible-Equity was 174.19%. The lowest was 107.49%. And the median was 118.82%.
FRA:8JQ's Return-on-Tangible-Equity is ranked better than 93.5% of 1062
companies
in the Retail - Cyclical industry
Industry Median: 8.455
vs FRA:8JQ: 133.23
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Puuilo Return-on-Tangible-Equity Related Terms
Puuilo Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Puuilo's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:8JQ vs DDS, M: Return-on-Tangible-Equity Comparison
For the Department Stores subindustry, Puuilo's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Puuilo Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Puuilo's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Puuilo's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jan. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 151.97% mean?
Puuilo (FRA:8JQ) has a Return-on-Tangible-Equity of 151.97% as of Jan. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Puuilo and its competitors. This is 28% above median its historical median of 118.82. Over the past decade, Puuilo's Return-on-Tangible-Equity has ranged from 107.49 to 174.19. According to the industry distribution chart, Puuilo ranks #69 out of 1062 companies in the Retail - Cyclical industry, placing it in the top 6.5%.
Is Puuilo's Return-on-Tangible-Equity too high?
Puuilo's current Return-on-Tangible-Equity of 151.97% is 28% above median its 10-year median of 118.82. Over the past 10 years, this metric has ranged from a low of 107.49 to a high of 174.19. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.46. Puuilo's value of 151.97% is 1697.4% above this industry median. Based on the distribution chart, Puuilo ranks #69 out of 1062 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Puuilo has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Puuilo's Return-on-Tangible-Equity compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Puuilo ranks #69 out of 1062 companies for Return-on-Tangible-Equity. This places Puuilo in the top 7% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.46. Puuilo's value of 151.97% is 1697.4% above this benchmark. Historically, Puuilo's own Return-on-Tangible-Equity has ranged from 107.49 to 174.19 over the past decade. While the company's 10-year median is 118.82 vs. the industry median of 8.46, Puuilo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.46, based on 1,062 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Puuilo's current Return-on-Tangible-Equity of 151.97% is 1697.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Puuilo and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Puuilo's current Return-on-Tangible-Equity is 151.97%, which is 28% above median its own 10-year median of 118.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Puuilo stock overvalued right now?
Based on GuruFocus' analysis, Puuilo (FRA:8JQ) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.64, compared to a current price of €16.96 — trading 24.3% above its estimated fair value. The current Return-on-Tangible-Equity is 151.97%, which is 28% above median its 10-year median of 118.82 and 1697.4% above the Retail - Cyclical industry median of 8.46. Puuilo's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Puuilo (FRA:8JQ), the current Return-on-Tangible-Equity is 151.97% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Puuilo (FRA:8JQ) Overvalued in 2026?
Based on GuruFocus' analysis, Puuilo stock appears to be overvalued.
The current stock price of €16.96 is trading 24.3% above its estimated GF Value™ of €13.64.
GuruFocus considers Puuilo to be Modestly Overvalued.
Key valuation signals for FRA:8JQ:
Return-on-Tangible-Equity: 151.97% (28% above median its 10-year median of 118.82)
GF Value™: €13.64 vs. price of €16.96 (24.3% above fair value)
Industry Position: 1697.4% above the Retail - Cyclical median (#69 of 1062)
No single metric tells the full story. See the FRA:8JQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Puuilo PLC is a department store chain in Finland. The product range includes building supplies, tools, HVAC and electrical accessories, pet food and supplies, car accessories, groceries, household products, garden supplies, free time, and other accessories as well as services. It serves both consumers and B2B customers in the repair and maintenance as well as the construction sector.
79GF Score
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