Amber International Holding (FRA:I9C) Days Payable: 199.06 (As of Mar. 2026) — 161% Above Median


FRA:I9C Amber International Holding Ltd FRA:I9C
47 GF Score
Price €1.21
GF Value €5.80
! 3 Warning Signs
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What is Amber International Holding Days Payable?

Amber International Holding FRA:I9C -0.82% 47 Days Payable is 199.06 as of Mar. 2026, which is 161% above its 10-year median of 76.33. GuruFocus rates FRA:I9C with a GF Score™ of 47/100 and a GF Value™ of €5.80. The stock has 3 warning signs investors should review. Among 2,598 Software companies, Amber International Holding ranks better than 94.23% on this metric.

Amber International Holding's average Accounts Payable for the three months ended in Mar. 2026 was €6.11 Mil. Amber International Holding's Cost of Goods Sold for the three months ended in Mar. 2026 was €2.80 Mil. Hence, Amber International Holding's Days Payable for the three months ended in Mar. 2026 was 199.06.

The historical rank and industry rank for Amber International Holding's Days Payable or its related term are showing as below:

FRA:I9C' s Days Payable Range Over the Past 10 Years
Min: 15.79   Med: 76.33   Max: 4870.01
Current: 672.01

During the past 11 years, Amber International Holding's highest Days Payable was 4870.01. The lowest was 15.79. And the median was 76.33.

FRA:I9C's Days Payable is ranked better than
94.23% of 2598 companies
in the Software industry
Industry Median: 53.675 vs FRA:I9C: 672.01

Amber International Holding's Days Payable increased from Mar. 2025 (20.21) to Mar. 2026 (199.06). It may suggest that Amber International Holding delayed paying its suppliers.


Amber International Holding Days Payable Historical Data

* Premium members only.

The historical data trend for Amber International Holding's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amber International Holding Days Payable Chart

Amber International Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 89.06 840.87 5,013.60 29.16 43.10

Amber International Holding Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.21 84.16 1,222.24 1,277.88 199.06

FRA:I9C vs DAVA, ZENA, TCX: Days Payable Comparison

For the Software - Infrastructure subindustry, Amber International Holding's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amber International Holding Days Payable vs Software Industry

For the Software industry and Technology sector, Amber International Holding's Days Payable distribution charts can be found below:

* The bar in red indicates where Amber International Holding's Days Payable falls into.


FRA:I9C
47GF Score
Amber International Holding Ltd FRA:I9C
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Amber International Holding Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Amber International Holding's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.729 + 2.63) / 2 ) / 14.222*365
=1.6795 / 14.222*365
=43.10

Amber International Holding's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (2.63 + 9.595) / 2 ) / 2.802*365 / 4
=6.1125 / 2.802*365 / 4
=199.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 199.06 mean?
Amber International Holding (FRA:I9C) has a Days Payable of 199.06 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Amber International Holding and its competitors. This is 161% above median its historical median of 76.33. Over the past decade, Amber International Holding's Days Payable has ranged from 15.79 to 4,870.01. According to the industry distribution chart, Amber International Holding ranks #150 out of 2598 companies in the Software industry, placing it in the top 5.8%.
Is Amber International Holding's Days Payable too high?
Amber International Holding's current Days Payable of 199.06 is 161% above median its 10-year median of 76.33. Over the past 10 years, this metric has ranged from a low of 15.79 to a high of 4,870.01. The Software industry median Days Payable is 53.68. Amber International Holding's value of 199.06 is 270.9% above this industry median. Based on the distribution chart, Amber International Holding ranks #150 out of 2598 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Amber International Holding has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Amber International Holding's Days Payable compare to DAVA and ZENA?
According to the Software industry distribution chart, Amber International Holding ranks #150 out of 2598 companies for Days Payable. This places Amber International Holding in the top 6% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.68. Amber International Holding's value of 199.06 is 270.9% above this benchmark. Historically, Amber International Holding's own Days Payable has ranged from 15.79 to 4,870.01 over the past decade. While the company's 10-year median is 76.33 vs. the industry median of 53.68, Amber International Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.68, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amber International Holding's current Days Payable of 199.06 is 270.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Amber International Holding and its competitors. For the Software industry, the median Days Payable is 53.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amber International Holding's current Days Payable is 199.06, which is 161% above median its own 10-year median of 76.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amber International Holding stock overvalued right now?
Amber International Holding (FRA:I9C) has a current Days Payable of 199.06. The stock's GF Value™ is €5.80, compared to a current price of €1.21 — trading 79.1% below its estimated fair value. The current Days Payable is 199.06, which is 161% above median its 10-year median of 76.33 and 270.9% above the Software industry median of 53.68. Amber International Holding's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Amber International Holding (FRA:I9C), the current Days Payable is 199.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amber International Holding (FRA:I9C) Overvalued in 2026?

Based on GuruFocus' analysis, Amber International Holding stock appears to be undervalued. The current stock price of €1.21 is trading 79.1% below its estimated GF Value™ of €5.80.

Key valuation signals for FRA:I9C:

  • Days Payable: 199.06 (161% above median its 10-year median of 76.33)
  • GF Value™: €5.80 vs. price of €1.21 (79.1% below fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 270.9% above the Software median (#150 of 2598)

No single metric tells the full story. See the FRA:I9C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amber International Holding Business Description

Other Exchanges AMBR:USAI9C:Germany
Address 1 Wallich Street, No. 30-02, Guoco Tower, Singapore, SGP, 078881
Amber International Holding Ltd is a digital asset wealth management platform, operating under the brand name Amber Premium. It acts as the institutional gateway to crypto finance, providing market access, execution infrastructure, and investment solutions for institutional investors and high-net-worth individuals (HNWIs). The company offers crypto-to-fiat and fiat-to-crypto conversion services, Amber Premium Crypto Card, over-the-counter trading solutions, trade execution, crypto-backed financing solutions, and a range of wealth management solutions in the crypto space. The Group's operating segments are: Digital Assets Services and Solutions, which generates the maximum revenue, and Online Advertising and SaaS Solutions. Geographically, it derives maximum revenue from North America.
47GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.21
Price
€5.80
GF Value