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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Amber International Holding's annualized net income for the quarter that ended in Mar. 2026 was €-12.91 Mil. Amber International Holding's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €43.33 Mil. Therefore, Amber International Holding's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -29.80%.
The historical rank and industry rank for Amber International Holding's Return-on-Tangible-Equity or its related term are showing as below:
FRA:I9C'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -180.23 Med: -23.55 Max: 11.18
Current: -2.04
During the past 11 years, Amber International Holding's highest Return-on-Tangible-Equity was 11.18%. The lowest was -180.23%. And the median was -23.55%.
FRA:I9C's Return-on-Tangible-Equity is ranked worse than 69.96% of 2477
companies
in the Software industry
Industry Median: 8.83
vs FRA:I9C: -2.04
Amber International Holding (FRA:I9C) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Amber International Holding Return-on-Tangible-Equity Related Terms
Amber International Holding Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amber International Holding Return-on-Tangible-Equity Chart
FRA:I9C vs DAVA, ZENA, TCX: Return-on-Tangible-Equity Comparison
For the Software - Infrastructure subindustry, Amber International Holding's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amber International Holding Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Amber International Holding's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Amber International Holding's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -29.80% mean?
Amber International Holding (FRA:I9C) has a Return-on-Tangible-Equity of -29.80% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Amber International Holding and its competitors. According to the industry distribution chart, Amber International Holding ranks #1733 out of 2477 companies in the Software industry, placing it in the top 70%.
Is Amber International Holding's Return-on-Tangible-Equity too high?
Amber International Holding's current Return-on-Tangible-Equity is -29.80%. Based on the distribution chart, Amber International Holding ranks #1733 out of 2477 companies in the Software industry, which is below the industry midpoint. Overall, Amber International Holding has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Amber International Holding's Return-on-Tangible-Equity compare to DAVA and ZENA?
According to the Software industry distribution chart, Amber International Holding ranks #1733 out of 2477 companies for Return-on-Tangible-Equity. This places Amber International Holding in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.83, based on 2,477 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Amber International Holding and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amber International Holding's current Return-on-Tangible-Equity is -29.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amber International Holding stock overvalued right now?
Amber International Holding (FRA:I9C) has a current Return-on-Tangible-Equity of -29.80%. The stock's GF Value™ is €5.91, compared to a current price of €1.25 — trading 78.8% below its estimated fair value. The current Return-on-Tangible-Equity is -29.80%. Amber International Holding's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Amber International Holding (FRA:I9C), the current Return-on-Tangible-Equity is -29.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amber International Holding (FRA:I9C) Overvalued in 2026?
Based on GuruFocus' analysis, Amber International Holding stock appears to be undervalued.
The current stock price of €1.25 is trading 78.8% below its estimated GF Value™ of €5.91.
Key valuation signals for FRA:I9C:
Return-on-Tangible-Equity: -29.80%
GF Value™: €5.91 vs. price of €1.25 (78.8% below fair value)
No single metric tells the full story. See the FRA:I9C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amber International Holding Ltd is a digital asset wealth management platform, operating under the brand name Amber Premium. It acts as the institutional gateway to crypto finance, providing market access, execution infrastructure, and investment solutions for institutional investors and high-net-worth individuals (HNWIs). The company offers crypto-to-fiat and fiat-to-crypto conversion services, Amber Premium Crypto Card, over-the-counter trading solutions, trade execution, crypto-backed financing solutions, and a range of wealth management solutions in the crypto space. The Group's operating segments are: Digital Assets Services and Solutions, which generates the maximum revenue, and Online Advertising and SaaS Solutions. Geographically, it derives maximum revenue from North America.
47GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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