Natural Cool Holdings (HAM:N7E) Days Payable: 38.08 (As of Dec. 2025) — Near Median


HAM:N7E Natural Cool Holdings Ltd HAM:N7E
51 GF Score
Price €0.03
GF Value €0.02
! 6 Warning Signs
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What is Natural Cool Holdings Days Payable?

Natural Cool Holdings HAM:N7E -3.17% 51 Days Payable is 38.08 as of Dec. 2025, which is 1% above its 10-year median of 37.68. GuruFocus rates HAM:N7E with a GF Score™ of 51/100 and a GF Value™ of €0.02. The stock has 6 warning signs investors should review. Among 1,712 Construction companies, Natural Cool Holdings ranks worse than 79.38% on this metric.

Natural Cool Holdings's average Accounts Payable for the six months ended in Dec. 2025 was €9.12 Mil. Natural Cool Holdings's Cost of Goods Sold for the six months ended in Dec. 2025 was €43.71 Mil. Hence, Natural Cool Holdings's Days Payable for the six months ended in Dec. 2025 was 38.08.

The historical rank and industry rank for Natural Cool Holdings's Days Payable or its related term are showing as below:

HAM:N7E' s Days Payable Range Over the Past 10 Years
Min: 27.45   Med: 37.68   Max: 73.33
Current: 40.86

During the past 13 years, Natural Cool Holdings's highest Days Payable was 73.33. The lowest was 27.45. And the median was 37.68.

HAM:N7E's Days Payable is ranked worse than
79.38% of 1712 companies
in the Construction industry
Industry Median: 76.695 vs HAM:N7E: 40.86

Natural Cool Holdings's Days Payable declined from Dec. 2024 (40.43) to Dec. 2025 (38.08). It may suggest that Natural Cool Holdings accelerated paying its suppliers.


Natural Cool Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for Natural Cool Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Natural Cool Holdings Days Payable Chart

Natural Cool Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.55 36.66 40.67 39.94 41.86

Natural Cool Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.64 43.98 40.43 46.22 38.08

HAM:N7E vs TT, JCI, CARR: Days Payable Comparison

For the Building Products & Equipment subindustry, Natural Cool Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Natural Cool Holdings Days Payable vs Construction Industry

For the Construction industry and Industrials sector, Natural Cool Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where Natural Cool Holdings's Days Payable falls into.


HAM:N7E
51GF Score
Natural Cool Holdings Ltd HAM:N7E
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Natural Cool Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Natural Cool Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (9.009 + 9.071) / 2 ) / 78.827*365
=9.04 / 78.827*365
=41.86

Natural Cool Holdings's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (9.166 + 9.071) / 2 ) / 43.706*365 / 2
=9.1185 / 43.706*365 / 2
=38.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 38.08 mean?
Natural Cool Holdings (HAM:N7E) has a Days Payable of 38.08 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Natural Cool Holdings and its competitors. This is near median its historical median of 37.68. Over the past decade, Natural Cool Holdings' Days Payable has ranged from 27.45 to 73.33. According to the industry distribution chart, Natural Cool Holdings ranks #1359 out of 1712 companies in the Construction industry, placing it in the top 79.4%.
Is Natural Cool Holdings' Days Payable too high?
Natural Cool Holdings' current Days Payable of 38.08 is near median its 10-year median of 37.68. Over the past 10 years, this metric has ranged from a low of 27.45 to a high of 73.33. The Construction industry median Days Payable is 76.70. Natural Cool Holdings' value of 38.08 is 50.3% below this industry median. Based on the distribution chart, Natural Cool Holdings ranks #1359 out of 1712 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Natural Cool Holdings has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Natural Cool Holdings' Days Payable compare to TT and JCI?
According to the Construction industry distribution chart, Natural Cool Holdings ranks #1359 out of 1712 companies for Days Payable. This places Natural Cool Holdings in the lower half of its industry. The industry median Days Payable is 76.70. Natural Cool Holdings' value of 38.08 is 50.3% below this benchmark. Historically, Natural Cool Holdings' own Days Payable has ranged from 27.45 to 73.33 over the past decade. While the company's 10-year median is 37.68 vs. the industry median of 76.70, Natural Cool Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Construction company?
The median Days Payable among Construction companies is 76.70, based on 1,712 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Natural Cool Holdings's current Days Payable of 38.08 is 50.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Natural Cool Holdings and its competitors. For the Construction industry, the median Days Payable is 76.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Natural Cool Holdings's current Days Payable is 38.08, which is near median its own 10-year median of 37.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Cool Holdings stock overvalued right now?
Natural Cool Holdings (HAM:N7E) has a current Days Payable of 38.08. The stock's GF Value™ is €0.02, compared to a current price of €0.03 — trading 52.5% above its estimated fair value. The current Days Payable is 38.08, which is near median its 10-year median of 37.68 and 50.3% below the Construction industry median of 76.70. Natural Cool Holdings' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Natural Cool Holdings (HAM:N7E), the current Days Payable is 38.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Natural Cool Holdings (HAM:N7E) Overvalued in 2026?

Based on GuruFocus' analysis, Natural Cool Holdings stock appears to be overvalued. The current stock price of €0.03 is trading 52.5% above its estimated GF Value™ of €0.02.

Key valuation signals for HAM:N7E:

  • Days Payable: 38.08 (near median its 10-year median of 37.68)
  • GF Value™: €0.02 vs. price of €0.03 (52.5% above fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 50.3% below the Construction median (#1359 of 1712)

No single metric tells the full story. See the HAM:N7E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Natural Cool Holdings Business Description

Other Exchanges 5IF:SingaporeN7E:Germany
Address 87 Defu Lane 10, No. 06-01, Singapore, SGP, 539219
Natural Cool Holdings Ltd is a Singapore-based investment holding company. The company has four operating segment namely, Aircon and Engineering, Paint and Coatings, Food and Beverages, and Technology. The company generates the majority of its revenue from the Aircon and Engineering segment, which is engaged in trading air-conditioning units and spare parts, installation services for commercial air-conditioning systems and mechanical ventilation, plumbing and sanitary works, and maintenance services. The paint and Coatings segment is into manufacturing and distribution of paints and chemicals. The food and Beverages segment is the operator of restaurants, manufacture, and wholesale of F&B products. The technology segment provides installation of building automated systems.
51GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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