Natural Cool HoldingsHAM:N7E 51 ROA % is 1.60% as of Dec. 2025, which is 220% above its 10-year median of 0.50. GuruFocus rates HAM:N7E with a GF Score™ of 51/100 and a GF Value™ of €0.02. The stock has 6 warning signs investors should review. Among 1,776 Construction companies, Natural Cool Holdings ranks worse than 56.53% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Natural Cool Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was €0.89 Mil.
Natural Cool Holdings's average Total Assets over the quarter that ended in Dec. 2025 was €56.02 Mil. Therefore, Natural Cool Holdings's annualized ROA % for the quarter that ended in Dec. 2025 was 1.60%.
The historical rank and industry rank for Natural Cool Holdings's ROA % or its related term are showing as below:
HAM:N7E'
s ROA % Range Over the Past 10 Years
Min: -12.36 Med: 0.5 Max: 1.91
Current: 1.91
During the past 13 years, Natural Cool Holdings's highest ROA % was 1.91%. The lowest was -12.36%. And the median was 0.50%.
HAM:N7E's ROA % is ranked worse than 56.53% of 1776
companies
in the Construction industry
Industry Median: 2.79
vs HAM:N7E: 1.91
Natural Cool Holdings (HAM:N7E) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Products & Equipment subindustry, Natural Cool Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Natural Cool Holdings ROA % vs Construction Industry
For the Construction industry and Industrials sector, Natural Cool Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Natural Cool Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Natural Cool Holdings (HAM:N7E) has a ROA % of 1.60% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Natural Cool Holdings and its competitors. This is 220% above median its historical median of 0.50. According to the industry distribution chart, Natural Cool Holdings ranks #1004 out of 1776 companies in the Construction industry, placing it in the top 56.5%.
Is Natural Cool Holdings' ROA % too high?
Natural Cool Holdings' current ROA % of 1.60% is 220% above median its 10-year median of 0.50. The Construction industry median ROA % is 2.79. Natural Cool Holdings' value of 1.60% is 42.7% below this industry median. Based on the distribution chart, Natural Cool Holdings ranks #1004 out of 1776 companies in the Construction industry, which is below the industry midpoint. Overall, Natural Cool Holdings has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Natural Cool Holdings' ROA % compare to TT and JCI?
According to the Construction industry distribution chart, Natural Cool Holdings ranks #1004 out of 1776 companies for ROA %. This places Natural Cool Holdings in the lower half of its industry. The industry median ROA % is 2.79. Natural Cool Holdings' value of 1.60% is 42.7% below this benchmark. While the company's 10-year median is 0.50 vs. the industry median of 2.79, Natural Cool Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Construction company?
The median ROA % among Construction companies is 2.79, based on 1,776 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Natural Cool Holdings's current ROA % of 1.60% is 42.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Natural Cool Holdings and its competitors. For the Construction industry, the median ROA % is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Natural Cool Holdings's current ROA % is 1.60%, which is 220% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Cool Holdings stock overvalued right now?
Natural Cool Holdings (HAM:N7E) has a current ROA % of 1.60%. The stock's GF Value™ is €0.02, compared to a current price of €0.05 — trading 137.5% above its estimated fair value. The current ROA % is 1.60%, which is 220% above median its 10-year median of 0.50 and 42.7% below the Construction industry median of 2.79. Natural Cool Holdings' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Natural Cool Holdings (HAM:N7E), the current ROA % is 1.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Natural Cool Holdings (HAM:N7E) Overvalued in 2026?
Based on GuruFocus' analysis, Natural Cool Holdings stock appears to be overvalued.
The current stock price of €0.05 is trading 137.5% above its estimated GF Value™ of €0.02.
Key valuation signals for HAM:N7E:
ROA %: 1.60% (220% above median its 10-year median of 0.50)
GF Value™: €0.02 vs. price of €0.05 (137.5% above fair value)
Industry Position: 42.7% below the Construction median (#1004 of 1776)
No single metric tells the full story. See the HAM:N7E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Natural Cool Holdings Ltd is a Singapore-based investment holding company. The company has four operating segment namely, Aircon and Engineering, Paint and Coatings, Food and Beverages, and Technology. The company generates the majority of its revenue from the Aircon and Engineering segment, which is engaged in trading air-conditioning units and spare parts, installation services for commercial air-conditioning systems and mechanical ventilation, plumbing and sanitary works, and maintenance services. The paint and Coatings segment is into manufacturing and distribution of paints and chemicals. The food and Beverages segment is the operator of restaurants, manufacture, and wholesale of F&B products. The technology segment provides installation of building automated systems.
51GF Score
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