Natural Cool Holdings (HAM:N7E) ROE %: 8.20% (As of Dec. 2025) — 217% Above Median


HAM:N7E Natural Cool Holdings Ltd HAM:N7E
51 GF Score
Price €0.05
GF Value €0.02
! 6 Warning Signs
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What is Natural Cool Holdings ROE %?

Natural Cool Holdings HAM:N7E +48.44% 51 ROE % is 8.20% as of Dec. 2025, which is 217% above its 10-year median of 2.59. GuruFocus rates HAM:N7E with a GF Score™ of 51/100 and a GF Value™ of €0.02. The stock has 6 warning signs investors should review. Among 1,738 Construction companies, Natural Cool Holdings ranks better than 61.22% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Natural Cool Holdings's annualized net income for the quarter that ended in Dec. 2025 was €0.89 Mil. Natural Cool Holdings's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €10.90 Mil. Therefore, Natural Cool Holdings's annualized ROE % for the quarter that ended in Dec. 2025 was 8.20%.

The historical rank and industry rank for Natural Cool Holdings's ROE % or its related term are showing as below:

HAM:N7E' s ROE % Range Over the Past 10 Years
Min: -32.87   Med: 2.59   Max: 9.77
Current: 9.77

During the past 13 years, Natural Cool Holdings's highest ROE % was 9.77%. The lowest was -32.87%. And the median was 2.59%.

HAM:N7E's ROE % is ranked better than
61.22% of 1738 companies
in the Construction industry
Industry Median: 6.715 vs HAM:N7E: 9.77

Natural Cool Holdings  (HAM:N7E) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=0.894/10.8995
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(0.894 / 108.746)*(108.746 / 56.0185)*(56.0185 / 10.8995)
=Net Margin %*Asset Turnover*Equity Multiplier
=0.82 %*1.9413*5.1395
=ROA %*Equity Multiplier
=1.59 %*5.1395
=8.20 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=0.894/10.8995
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (0.894 / 1.28) * (1.28 / 4.188) * (4.188 / 108.746) * (108.746 / 56.0185) * (56.0185 / 10.8995)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.6984 * 0.3056 * 3.85 % * 1.9413 * 5.1395
=8.20 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Natural Cool Holdings ROE % Related Terms


Natural Cool Holdings ROE % Historical Data

* Premium members only.

The historical data trend for Natural Cool Holdings's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Natural Cool Holdings ROE % Chart

Natural Cool Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -33.86 9.75 3.87 9.27 9.25

Natural Cool Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.08 6.18 12.28 11.15 8.20

HAM:N7E vs TT, JCI, CARR: ROE % Comparison

For the Building Products & Equipment subindustry, Natural Cool Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Natural Cool Holdings ROE % vs Construction Industry

For the Construction industry and Industrials sector, Natural Cool Holdings's ROE % distribution charts can be found below:

* The bar in red indicates where Natural Cool Holdings's ROE % falls into.


HAM:N7E
51GF Score
Natural Cool Holdings Ltd HAM:N7E
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Natural Cool Holdings ROE % Calculation

Natural Cool Holdings's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1.077/( (12.302+10.991)/ 2 )
=1.077/11.6465
=9.25 %

Natural Cool Holdings's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=0.894/( (10.808+10.991)/ 2 )
=0.894/10.8995
=8.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 8.20% mean?
Natural Cool Holdings (HAM:N7E) has a ROE % of 8.20% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Natural Cool Holdings and its competitors. This is 217% above median its historical median of 2.59. According to the industry distribution chart, Natural Cool Holdings ranks #674 out of 1738 companies in the Construction industry, placing it in the top 38.8%.
Is Natural Cool Holdings' ROE % too high?
Natural Cool Holdings' current ROE % of 8.20% is 217% above median its 10-year median of 2.59. The Construction industry median ROE % is 6.72. Natural Cool Holdings' value of 8.20% is 22.1% above this industry median. Based on the distribution chart, Natural Cool Holdings ranks #674 out of 1738 companies in the Construction industry, which is above the industry midpoint. Overall, Natural Cool Holdings has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Natural Cool Holdings' ROE % compare to TT and JCI?
According to the Construction industry distribution chart, Natural Cool Holdings ranks #674 out of 1738 companies for ROE %. This puts Natural Cool Holdings in the upper half of its industry. The industry median ROE % is 6.72. Natural Cool Holdings' value of 8.20% is 22.1% above this benchmark. While the company's 10-year median is 2.59 vs. the industry median of 6.72, Natural Cool Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Construction company?
The median ROE % among Construction companies is 6.72, based on 1,738 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Natural Cool Holdings's current ROE % of 8.20% is 22.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Natural Cool Holdings and its competitors. For the Construction industry, the median ROE % is 6.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Natural Cool Holdings's current ROE % is 8.20%, which is 217% above median its own 10-year median of 2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Cool Holdings stock overvalued right now?
Natural Cool Holdings (HAM:N7E) has a current ROE % of 8.20%. The stock's GF Value™ is €0.02, compared to a current price of €0.05 — trading 137.5% above its estimated fair value. The current ROE % is 8.20%, which is 217% above median its 10-year median of 2.59 and 22.1% above the Construction industry median of 6.72. Natural Cool Holdings' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Natural Cool Holdings (HAM:N7E), the current ROE % is 8.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Natural Cool Holdings (HAM:N7E) Overvalued in 2026?

Based on GuruFocus' analysis, Natural Cool Holdings stock appears to be overvalued. The current stock price of €0.05 is trading 137.5% above its estimated GF Value™ of €0.02.

Key valuation signals for HAM:N7E:

  • ROE %: 8.20% (217% above median its 10-year median of 2.59)
  • GF Value™: €0.02 vs. price of €0.05 (137.5% above fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 22.1% above the Construction median (#674 of 1738)

No single metric tells the full story. See the HAM:N7E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Natural Cool Holdings Business Description

Other Exchanges 5IF:SingaporeN7E:Germany
Address 87 Defu Lane 10, No. 06-01, Singapore, SGP, 539219
Natural Cool Holdings Ltd is a Singapore-based investment holding company. The company has four operating segment namely, Aircon and Engineering, Paint and Coatings, Food and Beverages, and Technology. The company generates the majority of its revenue from the Aircon and Engineering segment, which is engaged in trading air-conditioning units and spare parts, installation services for commercial air-conditioning systems and mechanical ventilation, plumbing and sanitary works, and maintenance services. The paint and Coatings segment is into manufacturing and distribution of paints and chemicals. The food and Beverages segment is the operator of restaurants, manufacture, and wholesale of F&B products. The technology segment provides installation of building automated systems.
51GF Score

Get the complete analysis for HAM:N7E

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.05
Price
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GF Value