Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Natural Cool HoldingsHAM:N7E +1.67%51 Return-on-Tangible-Equity is 10.46% as of Dec. 2025, which is 190% above its 10-year median of 3.61. GuruFocus rates HAM:N7E with a GF Score™ of 51/100 and a GF Value™ of €0.02. The stock has 6 warning signs investors should review. Among 1,712 Construction companies, Natural Cool Holdings ranks better than 64.08% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Natural Cool Holdings's annualized net income for the quarter that ended in Dec. 2025 was €0.89 Mil. Natural Cool Holdings's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €8.55 Mil. Therefore, Natural Cool Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 10.46%.
The historical rank and industry rank for Natural Cool Holdings's Return-on-Tangible-Equity or its related term are showing as below:
HAM:N7E'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -37.75 Med: 3.61 Max: 12.89
Current: 12.64
During the past 13 years, Natural Cool Holdings's highest Return-on-Tangible-Equity was 12.89%. The lowest was -37.75%. And the median was 3.61%.
HAM:N7E's Return-on-Tangible-Equity is ranked better than 64.08% of 1712
companies
in the Construction industry
Industry Median: 8.21
vs HAM:N7E: 12.64
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Natural Cool Holdings Return-on-Tangible-Equity Related Terms
Natural Cool Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Natural Cool Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:N7E vs TT, JCI, CARR: Return-on-Tangible-Equity Comparison
For the Building Products & Equipment subindustry, Natural Cool Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Natural Cool Holdings Return-on-Tangible-Equity vs Construction Industry
For the Construction industry and Industrials sector, Natural Cool Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Natural Cool Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.46% mean?
Natural Cool Holdings (HAM:N7E) has a Return-on-Tangible-Equity of 10.46% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Natural Cool Holdings and its competitors. This is 190% above median its historical median of 3.61. According to the industry distribution chart, Natural Cool Holdings ranks #615 out of 1712 companies in the Construction industry, placing it in the top 35.9%.
Is Natural Cool Holdings' Return-on-Tangible-Equity too high?
Natural Cool Holdings' current Return-on-Tangible-Equity of 10.46% is 190% above median its 10-year median of 3.61. The Construction industry median Return-on-Tangible-Equity is 8.21. Natural Cool Holdings' value of 10.46% is 27.4% above this industry median. Based on the distribution chart, Natural Cool Holdings ranks #615 out of 1712 companies in the Construction industry, which is above the industry midpoint. Overall, Natural Cool Holdings has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Natural Cool Holdings' Return-on-Tangible-Equity compare to TT and JCI?
According to the Construction industry distribution chart, Natural Cool Holdings ranks #615 out of 1712 companies for Return-on-Tangible-Equity. This puts Natural Cool Holdings in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.21. Natural Cool Holdings' value of 10.46% is 27.4% above this benchmark. While the company's 10-year median is 3.61 vs. the industry median of 8.21, Natural Cool Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Construction company?
The median Return-on-Tangible-Equity among Construction companies is 8.21, based on 1,712 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Natural Cool Holdings's current Return-on-Tangible-Equity of 10.46% is 27.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Natural Cool Holdings and its competitors. For the Construction industry, the median Return-on-Tangible-Equity is 8.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Natural Cool Holdings's current Return-on-Tangible-Equity is 10.46%, which is 190% above median its own 10-year median of 3.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Cool Holdings stock overvalued right now?
Natural Cool Holdings (HAM:N7E) has a current Return-on-Tangible-Equity of 10.46%. The stock's GF Value™ is €0.02, compared to a current price of €0.03 — trading 52.5% above its estimated fair value. The current Return-on-Tangible-Equity is 10.46%, which is 190% above median its 10-year median of 3.61 and 27.4% above the Construction industry median of 8.21. Natural Cool Holdings' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Natural Cool Holdings (HAM:N7E), the current Return-on-Tangible-Equity is 10.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Natural Cool Holdings (HAM:N7E) Overvalued in 2026?
Based on GuruFocus' analysis, Natural Cool Holdings stock appears to be overvalued.
The current stock price of €0.03 is trading 52.5% above its estimated GF Value™ of €0.02.
Key valuation signals for HAM:N7E:
Return-on-Tangible-Equity: 10.46% (190% above median its 10-year median of 3.61)
GF Value™: €0.02 vs. price of €0.03 (52.5% above fair value)
Industry Position: 27.4% above the Construction median (#615 of 1712)
No single metric tells the full story. See the HAM:N7E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Natural Cool Holdings Ltd is a Singapore-based investment holding company. The company has four operating segment namely, Aircon and Engineering, Paint and Coatings, Food and Beverages, and Technology. The company generates the majority of its revenue from the Aircon and Engineering segment, which is engaged in trading air-conditioning units and spare parts, installation services for commercial air-conditioning systems and mechanical ventilation, plumbing and sanitary works, and maintenance services. The paint and Coatings segment is into manufacturing and distribution of paints and chemicals. The food and Beverages segment is the operator of restaurants, manufacture, and wholesale of F&B products. The technology segment provides installation of building automated systems.
51GF Score
Get the complete analysis for HAM:N7E
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HAM:N7E has been successfully added to your 
