HeartCore EnterprisesHTCR -1.86%49 Days Payable is 101.14 as of Mar. 2026, which is 239% above its 10-year median of 29.87. GuruFocus rates HTCR with a GF Score™ of 49/100 and a GF Value™ of $8.64 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 2,600 Software companies, HeartCore Enterprises ranks better than 64.04% on this metric.
HeartCore Enterprises Days Payable Historical Data
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The historical data trend for HeartCore Enterprises's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, HeartCore Enterprises's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HeartCore Enterprises Days Payable vs Software Industry
For the Software industry and Technology sector, HeartCore Enterprises's Days Payable distribution charts can be found below:
* The bar in red indicates where HeartCore Enterprises's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
HeartCore Enterprises's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HeartCore Enterprises (HTCR) has a Days Payable of 101.14 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on HeartCore Enterprises and its competitors. This is 239% above median its historical median of 29.87. Over the past decade, HeartCore Enterprises' Days Payable has ranged from 21.03 to 92.69. According to the industry distribution chart, HeartCore Enterprises ranks #935 out of 2600 companies in the Software industry, placing it in the top 36%.
Is HeartCore Enterprises' Days Payable too high?
HeartCore Enterprises' current Days Payable of 101.14 is 239% above median its 10-year median of 29.87. Over the past 10 years, this metric has ranged from a low of 21.03 to a high of 92.69. The Software industry median Days Payable is 54.03. HeartCore Enterprises' value of 101.14 is 87.2% above this industry median. Based on the distribution chart, HeartCore Enterprises ranks #935 out of 2600 companies in the Software industry, which is above the industry midpoint. Overall, HeartCore Enterprises has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does HeartCore Enterprises' Days Payable compare to SRCO and GDLG?
According to the Software industry distribution chart, HeartCore Enterprises ranks #935 out of 2600 companies for Days Payable. This puts HeartCore Enterprises in the upper half of its industry. The industry median Days Payable is 54.03. HeartCore Enterprises' value of 101.14 is 87.2% above this benchmark. Historically, HeartCore Enterprises' own Days Payable has ranged from 21.03 to 92.69 over the past decade. While the company's 10-year median is 29.87 vs. the industry median of 54.03, HeartCore Enterprises has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.03, based on 2,600 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HeartCore Enterprises's current Days Payable of 101.14 is 87.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on HeartCore Enterprises and its competitors. For the Software industry, the median Days Payable is 54.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HeartCore Enterprises's current Days Payable is 101.14, which is 239% above median its own 10-year median of 29.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HeartCore Enterprises stock overvalued right now?
Based on GuruFocus' analysis, HeartCore Enterprises (HTCR) is currently considered Possible Value Trap. The stock's GF Value™ is $8.64, compared to a current price of $3.17 — trading 63.3% below its estimated fair value. The current Days Payable is 101.14, which is 239% above median its 10-year median of 29.87 and 87.2% above the Software industry median of 54.03. HeartCore Enterprises' overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For HeartCore Enterprises (HTCR), the current Days Payable is 101.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HeartCore Enterprises (HTCR) Overvalued in 2026?
Based on GuruFocus' analysis, HeartCore Enterprises stock appears to be undervalued.
The current stock price of $3.17 is trading 63.3% below its estimated GF Value™ of $8.64.
GuruFocus considers HeartCore Enterprises to be Possible Value Trap.
Key valuation signals for HTCR:
Days Payable: 101.14 (239% above median its 10-year median of 29.87)
GF Value™: $8.64 vs. price of $3.17 (63.3% below fair value)
Industry Position: 87.2% above the Software median (#935 of 2600)
No single metric tells the full story. See the HTCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HeartCore Enterprises Inc is a software development company providing solutions for digital transformation (DX). It develops, sells, and maintains CMS and CXM platforms using digital marketing technology, RPA, process mining solutions, myInvenio and Apromore, task mining solution CONTROLIO, and 3D-VR services including Matterport and VR360. The company also provides management consulting, education, services, and support to help customers succeed with the CXM Platform. It operates through two business units, the CX division for customer experience management and the DX division for digital transformation, which provides robotics process automation, process mining, and task mining. Its products include VR360, myInvenio, Apromore, and others, with maximum revenue from the United States.
49GF Score
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