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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for HeartCore Enterprises's Debt-to-EBITDA or its related term are showing as below:
HTCR'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.38 Med: -0.22 Max: 37.76
Current: -0.59
During the past 7 years, the highest Debt-to-EBITDA Ratio of HeartCore Enterprises was 37.76. The lowest was -6.38. And the median was -0.22.
HTCR's Debt-to-EBITDA is ranked worse than 100% of 1725
companies
in the Software industry
Industry Median: 1.08
vs HTCR: -0.59
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
HeartCore Enterprises Debt-to-EBITDA Related Terms
HeartCore Enterprises Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for HeartCore Enterprises's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HTCR vs KWIK, QGSI, VIIQ: Debt-to-EBITDA Comparison
For the Software - Application subindustry, HeartCore Enterprises's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HeartCore Enterprises Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, HeartCore Enterprises's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where HeartCore Enterprises's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
HeartCore Enterprises (HTCR) has a Debt-to-EBITDA of -0.17 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on HeartCore Enterprises. According to the industry distribution chart, HeartCore Enterprises ranks #999999 out of 1725 companies in the Software industry.
Is HeartCore Enterprises' Debt-to-EBITDA too high?
HeartCore Enterprises' current Debt-to-EBITDA is -0.17. Based on the distribution chart, HeartCore Enterprises ranks #999999 out of 1725 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, HeartCore Enterprises has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does HeartCore Enterprises' Debt-to-EBITDA compare to KWIK and QGSI?
According to the Software industry distribution chart, HeartCore Enterprises ranks #999999 out of 1725 companies for Debt-to-EBITDA. This places HeartCore Enterprises in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on HeartCore Enterprises. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HeartCore Enterprises's current Debt-to-EBITDA is -0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HeartCore Enterprises stock overvalued right now?
Based on GuruFocus' analysis, HeartCore Enterprises (HTCR) is currently considered Possible Value Trap. The stock's GF Value™ is $9.40, compared to a current price of $2.07 — trading 78% below its estimated fair value. The current Debt-to-EBITDA is -0.17. HeartCore Enterprises' overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For HeartCore Enterprises (HTCR), the current Debt-to-EBITDA is -0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HeartCore Enterprises (HTCR) Overvalued in 2026?
Based on GuruFocus' analysis, HeartCore Enterprises stock appears to be undervalued.
The current stock price of $2.07 is trading 78% below its estimated GF Value™ of $9.40.
GuruFocus considers HeartCore Enterprises to be Possible Value Trap.
Key valuation signals for HTCR:
Debt-to-EBITDA: -0.17
GF Value™: $9.40 vs. price of $2.07 (78% below fair value)
No single metric tells the full story. See the HTCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HeartCore Enterprises Inc is a software development company providing solutions for digital transformation (DX). It develops, sells, and maintains CMS and CXM platforms using digital marketing technology, RPA, process mining solutions, myInvenio and Apromore, task mining solution CONTROLIO, and 3D-VR services including Matterport and VR360. The company also provides management consulting, education, services, and support to help customers succeed with the CXM Platform. It operates through two business units, the CX division for customer experience management and the DX division for digital transformation, which provides robotics process automation, process mining, and task mining. Its products include VR360, myInvenio, Apromore, and others, with maximum revenue from the United States.
53GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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