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Vakif Finansal Kiralama ASIST:VAKFN -1.94%76 Days Payable is 103.73 as of Mar. 2026, which is 54% above its 10-year median of 67.44. GuruFocus rates IST:VAKFN with a GF Score™ of 76/100 and a GF Value™ of ₺1.65 (Fairly Valued). The stock has 5 warning signs investors should review. Among 300 Credit Services companies, Vakif Finansal Kiralama AS ranks better than 63.33% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vakif Finansal Kiralama AS's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vakif Finansal Kiralama AS Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vakif Finansal Kiralama AS's Days Payable distribution charts can be found below:
* The bar in red indicates where Vakif Finansal Kiralama AS's Days Payable falls into.
Vakif Finansal Kiralama AS Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vakif Finansal Kiralama AS (IST:VAKFN) has a Days Payable of 103.73 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Vakif Finansal Kiralama AS and its competitors. This is 54% above median its historical median of 67.44. Over the past decade, Vakif Finansal Kiralama AS's Days Payable has ranged from 8.30 to 151.18. According to the industry distribution chart, Vakif Finansal Kiralama AS ranks #110 out of 300 companies in the Credit Services industry, placing it in the top 36.7%.
Is Vakif Finansal Kiralama AS's Days Payable too high?
Vakif Finansal Kiralama AS's current Days Payable of 103.73 is 54% above median its 10-year median of 67.44. Over the past 10 years, this metric has ranged from a low of 8.30 to a high of 151.18. The Credit Services industry median Days Payable is 33.41. Vakif Finansal Kiralama AS's value of 103.73 is 210.5% above this industry median. Based on the distribution chart, Vakif Finansal Kiralama AS ranks #110 out of 300 companies in the Credit Services industry, which is above the industry midpoint. Overall, Vakif Finansal Kiralama AS has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vakif Finansal Kiralama AS's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Vakif Finansal Kiralama AS ranks #110 out of 300 companies for Days Payable. This puts Vakif Finansal Kiralama AS in the upper half of its industry. The industry median Days Payable is 33.41. Vakif Finansal Kiralama AS's value of 103.73 is 210.5% above this benchmark. Historically, Vakif Finansal Kiralama AS's own Days Payable has ranged from 8.30 to 151.18 over the past decade. While the company's 10-year median is 67.44 vs. the industry median of 33.41, Vakif Finansal Kiralama AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vakif Finansal Kiralama AS's current Days Payable of 103.73 is 210.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Vakif Finansal Kiralama AS and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vakif Finansal Kiralama AS's current Days Payable is 103.73, which is 54% above median its own 10-year median of 67.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vakif Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, Vakif Finansal Kiralama AS (IST:VAKFN) is currently considered Fairly Valued. The stock's GF Value™ is ₺1.65, compared to a current price of ₺1.52 — trading 7.9% below its estimated fair value. The current Days Payable is 103.73, which is 54% above median its 10-year median of 67.44 and 210.5% above the Credit Services industry median of 33.41. Vakif Finansal Kiralama AS's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Vakif Finansal Kiralama AS (IST:VAKFN), the current Days Payable is 103.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vakif Finansal Kiralama AS (IST:VAKFN) Overvalued in 2026?
Based on GuruFocus' analysis, Vakif Finansal Kiralama AS stock appears to be undervalued.
The current stock price of ₺1.52 is trading 7.9% below its estimated GF Value™ of ₺1.65.
GuruFocus considers Vakif Finansal Kiralama AS to be Fairly Valued.
Key valuation signals for IST:VAKFN:
Days Payable: 103.73 (54% above median its 10-year median of 67.44)
GF Value™: ₺1.65 vs. price of ₺1.52 (7.9% below fair value)
Industry Position: 210.5% above the Credit Services median (#110 of 300)
No single metric tells the full story. See the IST:VAKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vakif Finansal Kiralama AS is a financial leasing company providing financial intermediation to SMEs and investors in the commercial, aircraft and aviation, wind energy, transportation, tourism, technology, and other industries. The company operates through branches in Istanbul (Anatolian and European sides), Ankara, Adana, Izmir, Bursa, Konya, and Antalya, and continues its comprehensive operations throughout Turkey with a wide customer portfolio and service network.
76GF Score
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