Vakif Finansal Kiralama AS (IST:VAKFN) Margin of Safety % (DCF Earnings Based): 86.38% (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:VAKFN Vakif Finansal Kiralama AS IST:VAKFN
76 GF Score
Price ₺1.52
GF Value ₺1.65
Valuation Fairly Valued
! 5 Warning Signs
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What is Vakif Finansal Kiralama AS Margin of Safety % (DCF Earnings Based)?

Vakif Finansal Kiralama AS IST:VAKFN -1.94% 76 Margin of Safety % (DCF Earnings Based) is 86.38% as of Jul. 14, 2026. GuruFocus rates IST:VAKFN with a GF Score™ of 76/100 and a GF Value™ of ₺1.65 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-14), Vakif Finansal Kiralama AS's Predictability Rank is 3-Stars. Vakif Finansal Kiralama AS's intrinsic value calculated from the Discounted Earnings model is ₺11.16 and current share price is ₺1.52. Consequently,

Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 86.38%.

IST:VAKFN vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vakif Finansal Kiralama AS Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based) falls into.


IST:VAKFN
76GF Score
Vakif Finansal Kiralama AS IST:VAKFN
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Vakif Finansal Kiralama AS Margin of Safety % (DCF Earnings Based) Calculation

Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(11.16-1.52)/11.16
=86.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 86.38% mean?
Vakif Finansal Kiralama AS (IST:VAKFN) has a Margin of Safety % (DCF Earnings Based) of 86.38% as of Jul. 14, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Vakif Finansal Kiralama AS.
Is Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based) too high?
Vakif Finansal Kiralama AS's current Margin of Safety % (DCF Earnings Based) is 86.38%. Overall, Vakif Finansal Kiralama AS has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based) compare to V and MA?
Vakif Finansal Kiralama AS's Margin of Safety % (DCF Earnings Based) of 86.38% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Vakif Finansal Kiralama AS. Vakif Finansal Kiralama AS's current Margin of Safety % (DCF Earnings Based) is 86.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vakif Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, Vakif Finansal Kiralama AS (IST:VAKFN) is currently considered Fairly Valued. The stock's GF Value™ is ₺1.65, compared to a current price of ₺1.52 — trading 7.9% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 86.38%. Vakif Finansal Kiralama AS's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Vakif Finansal Kiralama AS (IST:VAKFN), the current Margin of Safety % (DCF Earnings Based) is 86.38% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vakif Finansal Kiralama AS (IST:VAKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Vakif Finansal Kiralama AS stock appears to be undervalued. The current stock price of ₺1.52 is trading 7.9% below its estimated GF Value™ of ₺1.65. GuruFocus considers Vakif Finansal Kiralama AS to be Fairly Valued.

Key valuation signals for IST:VAKFN:

  • Margin of Safety % (DCF Earnings Based): 86.38%
  • GF Value™: ₺1.65 vs. price of ₺1.52 (7.9% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the IST:VAKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vakif Finansal Kiralama AS Business Description

Address Dr. Adnan Buyukdeniz Caddesi, No. 7/A, Ic Kapi No. 9, Umraniye, Inkilap Mahallesi, Istanbul, TUR, 34768
Vakif Finansal Kiralama AS is a financial leasing company providing financial intermediation to SMEs and investors in the commercial, aircraft and aviation, wind energy, transportation, tourism, technology, and other industries. The company operates through branches in Istanbul (Anatolian and European sides), Ankara, Adana, Izmir, Bursa, Konya, and Antalya, and continues its comprehensive operations throughout Turkey with a wide customer portfolio and service network.
76GF Score

Get the complete analysis for IST:VAKFN

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺1.52
Price
₺1.65
GF Value