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Vakif Finansal Kiralama ASIST:VAKFN -1.94%76 Operating Margin % is 30.72% as of Mar. 2026, which is 45% above its 10-year median of 21.20. GuruFocus rates IST:VAKFN with a GF Score™ of 76/100 and a GF Value™ of ₺1.65 (Fairly Valued). The stock has 5 warning signs investors should review. Among 413 Credit Services companies, Vakif Finansal Kiralama AS ranks better than 72.64% on this metric.
Vakif Finansal Kiralama AS operating margin is expanding. Margin expansion is usually a good sign.
The historical rank and industry rank for Vakif Finansal Kiralama AS's Operating Margin % or its related term are showing as below:
IST:VAKFN'
s Operating Margin % Range Over the Past 10 Years
Min: 0.94 Med: 21.2 Max: 36.33
Current: 36.33
IST:VAKFN's Operating Margin % is ranked better than 72.64% of 413
companies
in the Credit Services industry
Industry Median: 17.58
vs IST:VAKFN: 36.33
Vakif Finansal Kiralama AS (IST:VAKFN) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Vakif Finansal Kiralama AS Operating Margin % Related Terms
Vakif Finansal Kiralama AS Operating Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vakif Finansal Kiralama AS Operating Margin % Chart
IST:VAKFN vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Vakif Finansal Kiralama AS's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vakif Finansal Kiralama AS Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vakif Finansal Kiralama AS's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Vakif Finansal Kiralama AS's Operating Margin % falls into.
Vakif Finansal Kiralama AS Operating Margin % Calculation
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Vakif Finansal Kiralama AS's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vakif Finansal Kiralama AS (IST:VAKFN) has a Operating Margin % of 30.72% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Vakif Finansal Kiralama AS and its competitors. This is 45% above median its historical median of 21.20. Over the past decade, Vakif Finansal Kiralama AS's Operating Margin % has ranged from 0.94 to 36.33. According to the industry distribution chart, Vakif Finansal Kiralama AS ranks #113 out of 413 companies in the Credit Services industry, placing it in the top 27.4%.
Is Vakif Finansal Kiralama AS's Operating Margin % too high?
Vakif Finansal Kiralama AS's current Operating Margin % of 30.72% is 45% above median its 10-year median of 21.20. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 36.33. The Credit Services industry median Operating Margin % is 17.58. Vakif Finansal Kiralama AS's value of 30.72% is 74.7% above this industry median. Based on the distribution chart, Vakif Finansal Kiralama AS ranks #113 out of 413 companies in the Credit Services industry, which is above the industry midpoint. Overall, Vakif Finansal Kiralama AS has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vakif Finansal Kiralama AS's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Vakif Finansal Kiralama AS ranks #113 out of 413 companies for Operating Margin %. This puts Vakif Finansal Kiralama AS in the upper half of its industry. The industry median Operating Margin % is 17.58. Vakif Finansal Kiralama AS's value of 30.72% is 74.7% above this benchmark. Historically, Vakif Finansal Kiralama AS's own Operating Margin % has ranged from 0.94 to 36.33 over the past decade. While the company's 10-year median is 21.20 vs. the industry median of 17.58, Vakif Finansal Kiralama AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.58, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vakif Finansal Kiralama AS's current Operating Margin % of 30.72% is 74.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Vakif Finansal Kiralama AS and its competitors. For the Credit Services industry, the median Operating Margin % is 17.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vakif Finansal Kiralama AS's current Operating Margin % is 30.72%, which is 45% above median its own 10-year median of 21.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vakif Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, Vakif Finansal Kiralama AS (IST:VAKFN) is currently considered Fairly Valued. The stock's GF Value™ is ₺1.65, compared to a current price of ₺1.52 — trading 7.9% below its estimated fair value. The current Operating Margin % is 30.72%, which is 45% above median its 10-year median of 21.20 and 74.7% above the Credit Services industry median of 17.58. Vakif Finansal Kiralama AS's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Vakif Finansal Kiralama AS (IST:VAKFN), the current Operating Margin % is 30.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vakif Finansal Kiralama AS (IST:VAKFN) Overvalued in 2026?
Based on GuruFocus' analysis, Vakif Finansal Kiralama AS stock appears to be undervalued.
The current stock price of ₺1.52 is trading 7.9% below its estimated GF Value™ of ₺1.65.
GuruFocus considers Vakif Finansal Kiralama AS to be Fairly Valued.
Key valuation signals for IST:VAKFN:
Operating Margin %: 30.72% (45% above median its 10-year median of 21.20)
GF Value™: ₺1.65 vs. price of ₺1.52 (7.9% below fair value)
Industry Position: 74.7% above the Credit Services median (#113 of 413)
No single metric tells the full story. See the IST:VAKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vakif Finansal Kiralama AS is a financial leasing company providing financial intermediation to SMEs and investors in the commercial, aircraft and aviation, wind energy, transportation, tourism, technology, and other industries. The company operates through branches in Istanbul (Anatolian and European sides), Ankara, Adana, Izmir, Bursa, Konya, and Antalya, and continues its comprehensive operations throughout Turkey with a wide customer portfolio and service network.
76GF Score
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