The St. Joe CoJOE +0.77%91 Days Payable is 26.75 as of Mar. 2026, which is 61% below its 10-year median of 67.85. GuruFocus rates JOE with a GF Score™ of 91/100 and a GF Value™ of $74.57 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,570 Real Estate companies, The St. Joe Co ranks worse than 84.27% on this metric.
The historical rank and industry rank for The St. Joe Co's Days Payable or its related term are showing as below:
JOE'
s Days Payable Range Over the Past 10 Years
Min: 20.43 Med: 67.85 Max: 148.18
Current: 25.23
During the past 13 years, The St. Joe Co's highest Days Payable was 148.18. The lowest was 20.43. And the median was 67.85.
JOE's Days Payable is ranked worse than 84.27% of 1570
companies
in the Real Estate industry
Industry Median: 94.38
vs JOE: 25.23
The St. Joe Co's Days Payable
declined
from Mar. 2025 (38.03) to Mar. 2026 (26.75).
It may suggest that The St. Joe Coaccelerated paying its suppliers.
The St. Joe Co Days Payable Related Terms
The St. Joe Co Days Payable Historical Data
* Premium members only.
The historical data trend for The St. Joe Co's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Diversified subindustry, The St. Joe Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The St. Joe Co Days Payable vs Real Estate Industry
For the Real Estate industry and Real Estate sector, The St. Joe Co's Days Payable distribution charts can be found below:
* The bar in red indicates where The St. Joe Co's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
The St. Joe Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The St. Joe Co (JOE) has a Days Payable of 26.75 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The St. Joe Co and its competitors. This is 61% below median its historical median of 67.85. Over the past decade, The St. Joe Co's Days Payable has ranged from 20.43 to 148.18. According to the industry distribution chart, The St. Joe Co ranks #1323 out of 1570 companies in the Real Estate industry, placing it in the top 84.3%.
Is The St. Joe Co's Days Payable too high?
The St. Joe Co's current Days Payable of 26.75 is 61% below median its 10-year median of 67.85. Over the past 10 years, this metric has ranged from a low of 20.43 to a high of 148.18. The Real Estate industry median Days Payable is 94.38. The St. Joe Co's value of 26.75 is 71.7% below this industry median. Based on the distribution chart, The St. Joe Co ranks #1323 out of 1570 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, The St. Joe Co has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The St. Joe Co's Days Payable compare to STRS?
According to the Real Estate industry distribution chart, The St. Joe Co ranks #1323 out of 1570 companies for Days Payable. This places The St. Joe Co in the lower half of its industry. The industry median Days Payable is 94.38. The St. Joe Co's value of 26.75 is 71.7% below this benchmark. Historically, The St. Joe Co's own Days Payable has ranged from 20.43 to 148.18 over the past decade. While the company's 10-year median is 67.85 vs. the industry median of 94.38, The St. Joe Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 94.38, based on 1,570 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The St. Joe Co's current Days Payable of 26.75 is 71.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The St. Joe Co and its competitors. For the Real Estate industry, the median Days Payable is 94.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The St. Joe Co's current Days Payable is 26.75, which is 61% below median its own 10-year median of 67.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The St. Joe Co stock overvalued right now?
Based on GuruFocus' analysis, The St. Joe Co (JOE) is currently considered Modestly Undervalued. The stock's GF Value™ is $74.57, compared to a current price of $61.89 — trading 17% below its estimated fair value. The current Days Payable is 26.75, which is 61% below median its 10-year median of 67.85 and 71.7% below the Real Estate industry median of 94.38. The St. Joe Co's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For The St. Joe Co (JOE), the current Days Payable is 26.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The St. Joe Co (JOE) Overvalued in 2026?
Based on GuruFocus' analysis, The St. Joe Co stock appears to be undervalued.
The current stock price of $61.89 is trading 17% below its estimated GF Value™ of $74.57.
GuruFocus considers The St. Joe Co to be Modestly Undervalued.
Key valuation signals for JOE:
Days Payable: 26.75 (61% below median its 10-year median of 67.85)
GF Value™: $74.57 vs. price of $61.89 (17% below fair value)
Industry Position: 71.7% below the Real Estate median (#1323 of 1570)
No single metric tells the full story. See the JOE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The St. Joe Co is a real estate development, asset management, and operating company and it has three operating segments; the Residential segment plans and develops residential communities and sells homesites to homebuilders or retail consumers, the Hospitality segment that derives maximum revenue, features a private membership club, hotel operations, food and beverage operations, golf courses, beach clubs, retail outlets, gulf-front vacation rentals, management services, marinas, and other entertainment assets, and Commercial segment include leasing of commercial property, multi-family, senior living, self-storage, and other assets and it also oversees the planning, development, entitlement, management, and sale of commercial and rural land holdings.
91GF Score
Get the complete analysis for JOE
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JOE has been successfully added to your 
