JOE (The St. Joe Co) Peter Lynch Fair Value: $32.15 (As of Aug. 01, 2026) — 1758% Above Median

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JOE The St. Joe Co JOE
91 GF Score
Price $62.24
GF Value $74.43
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is The St. Joe Co Peter Lynch Fair Value?

The St. Joe Co JOE -1.32% 91 Peter Lynch Fair Value is $32.15 as of Aug. 01, 2026, which is 1758% above its 10-year median of 1.73. GuruFocus rates JOE with a GF Score™ of 91/100 and a GF Value™ of $74.43 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 391 Real Estate companies, The St. Joe Co ranks worse than 255754.22% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, The St. Joe Co's PEG is 1. The St. Joe Co's 5-Year TTM EBITDA Growth Rate is 15.56. The St. Joe Co's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $2.07. Therefore, the Peter Lynch Fair Value for today is $32.15.

As of today (2026-08-01), The St. Joe Co's share price is $62.24. The St. Joe Co's Peter Lynch fair value is $32.15. Therefore, The St. Joe Co's Price to Peter Lynch Fair Value Ratio for today is 1.94.


The historical rank and industry rank for The St. Joe Co's Peter Lynch Fair Value or its related term are showing as below:

JOE' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.08   Med: 1.73   Max: 3.5
Current: 1.94


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of The St. Joe Co was 3.50. The lowest was 1.08. And the median was 1.73.


JOE's Price-to-Peter-Lynch-Fair-Value is not ranked
in the Real Estate industry.
Industry Median: 0.71 vs JOE: 1.94

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


The St. Joe Co  (NYSE:JOE) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 15.56 instead of 15 in this case.

The St. Joe Co's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=62.24/32.15
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The St. Joe Co Peter Lynch Fair Value Related Terms


The St. Joe Co Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for The St. Joe Co's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The St. Joe Co Peter Lynch Fair Value Chart

The St. Joe Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.94 27.18 33.38 31.78 34.00

The St. Joe Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.90 33.40 34.00 30.68 32.15

JOE vs STRS: Peter Lynch Fair Value Comparison

For the Real Estate - Diversified subindustry, The St. Joe Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The St. Joe Co Price-to-Peter-Lynch-Fair-Value vs Real Estate Industry

For the Real Estate industry and Real Estate sector, The St. Joe Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where The St. Joe Co's Price-to-Peter-Lynch-Fair-Value falls into.


JOE
91GF Score
The St. Joe Co JOE
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The St. Joe Co Peter Lynch Fair Value Calculation

The St. Joe Co's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 15.56 *2.066
=32.15

The St. Joe Co's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.07.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of $32.15 mean?
The St. Joe Co (JOE) has a Peter Lynch Fair Value of $32.15 as of Aug. 01, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on The St. Joe Co and its competitors. This is 1758% above median its historical median of 1.73. Over the past decade, The St. Joe Co's Peter Lynch Fair Value has ranged from 1.08 to 3.50. According to the industry distribution chart, The St. Joe Co ranks #999999 out of 391 companies in the Real Estate industry.
Is The St. Joe Co's Peter Lynch Fair Value too high?
The St. Joe Co's current Peter Lynch Fair Value of $32.15 is 1758% above median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 3.50. The Real Estate industry median Peter Lynch Fair Value is 0.71. The St. Joe Co's value of $32.15 is 4428.2% above this industry median. Based on the distribution chart, The St. Joe Co ranks #999999 out of 391 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, The St. Joe Co has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The St. Joe Co's Peter Lynch Fair Value compare to STRS?
According to the Real Estate industry distribution chart, The St. Joe Co ranks #999999 out of 391 companies for Peter Lynch Fair Value. This places The St. Joe Co in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.71. The St. Joe Co's value of $32.15 is 4428.2% above this benchmark. Historically, The St. Joe Co's own Peter Lynch Fair Value has ranged from 1.08 to 3.50 over the past decade. While the company's 10-year median is 1.73 vs. the industry median of 0.71, The St. Joe Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Real Estate company?
The median Peter Lynch Fair Value among Real Estate companies is 0.71, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The St. Joe Co's current Peter Lynch Fair Value of $32.15 is 4428.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on The St. Joe Co and its competitors. For the Real Estate industry, the median Peter Lynch Fair Value is 0.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The St. Joe Co's current Peter Lynch Fair Value is $32.15, which is 1758% above median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The St. Joe Co stock overvalued right now?
Based on GuruFocus' analysis, The St. Joe Co (JOE) is currently considered Modestly Undervalued. The stock's GF Value™ is $74.43, compared to a current price of $62.24 — trading 16.4% below its estimated fair value. The current Peter Lynch Fair Value is $32.15, which is 1758% above median its 10-year median of 1.73 and 4428.2% above the Real Estate industry median of 0.71. The St. Joe Co's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For The St. Joe Co (JOE), the current Peter Lynch Fair Value is $32.15 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The St. Joe Co (JOE) Overvalued in 2026?

Based on GuruFocus' analysis, The St. Joe Co stock appears to be undervalued. The current stock price of $62.24 is trading 16.4% below its estimated GF Value™ of $74.43. GuruFocus considers The St. Joe Co to be Modestly Undervalued.

Key valuation signals for JOE:

  • Peter Lynch Fair Value: $32.15 (1758% above median its 10-year median of 1.73)
  • GF Value™: $74.43 vs. price of $62.24 (16.4% below fair value)
  • GF Score™: 91/100 with 4 warning signs
  • Industry Position: 4428.2% above the Real Estate median (#999999 of 391)

No single metric tells the full story. See the JOE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The St. Joe Co Business Description

Other Exchanges JOE:Germany
Address 130 Richard Jackson Boulevard, Suite 200, Panama City Beach, FL, USA, 32407
The St. Joe Co is a real estate development, asset management, and operating company and it has three operating segments; the Residential segment plans and develops residential communities and sells homesites to homebuilders or retail consumers, the Hospitality segment that derives maximum revenue, features a private membership club, hotel operations, food and beverage operations, golf courses, beach clubs, retail outlets, gulf-front vacation rentals, management services, marinas, and other entertainment assets, and Commercial segment include leasing of commercial property, multi-family, senior living, self-storage, and other assets and it also oversees the planning, development, entitlement, management, and sale of commercial and rural land holdings.
91GF Score

Get the complete analysis for JOE

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.24
Price
$74.43
GF Value