JOE (The St. Joe Co) Moat Score: 5/10 (As of Jul. 06, 2026)


JOE The St. Joe Co JOE
92 GF Score
Price $60.72
GF Value $74.72
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is The St. Joe Co Moat Score?

The St. Joe Co JOE -0.99% 92 Moat Score is 5 as of Jul. 06, 2026. GuruFocus rates JOE with a GF Score™ of 92/100 and a GF Value™ of $74.72 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,871 Real Estate companies, The St. Joe Co ranks better than 98.45% on this metric.

The St. Joe Co has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

The St. Joe Co has Narrow Moat: The St. Joe Co benefits from significant land holdings in Florida, providing a solid narrow moat. It has some pricing power and cost advantages due to its real estate assets. However, it lacks strong brand strength and network effects, limiting its moat to a solid but not wide level.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes The St. Joe Co might have Narrow Moat - Solid narrow moat.

The St. Joe Co  (NYSE:JOE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

The St. Joe Co Moat Score Related Terms

JOE vs STRS: Moat Score Comparison

For the Real Estate - Diversified subindustry, The St. Joe Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The St. Joe Co Moat Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, The St. Joe Co's Moat Score distribution charts can be found below:

* The bar in red indicates where The St. Joe Co's Moat Score falls into.


JOE
92GF Score
The St. Joe Co JOE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
The St. Joe Co (JOE) has a Moat Score of 5 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, The St. Joe Co ranks #29 out of 1871 companies in the Real Estate industry, placing it in the top 1.5%.
Is The St. Joe Co's Moat Score too high?
The St. Joe Co's current Moat Score is 5. Based on the distribution chart, The St. Joe Co ranks #29 out of 1871 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, The St. Joe Co has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The St. Joe Co's Moat Score compare to STRS?
According to the Real Estate industry distribution chart, The St. Joe Co ranks #29 out of 1871 companies for Moat Score. This places The St. Joe Co in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Real Estate company?
A good Moat Score depends on the Real Estate industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. The St. Joe Co's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The St. Joe Co stock overvalued right now?
Based on GuruFocus' analysis, The St. Joe Co (JOE) is currently considered Modestly Undervalued. The stock's GF Value™ is $74.72, compared to a current price of $60.72 — trading 18.7% below its estimated fair value. The current Moat Score is 5. The St. Joe Co's overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For The St. Joe Co (JOE), the current Moat Score is 5 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The St. Joe Co (JOE) Overvalued in 2026?

Based on GuruFocus' analysis, The St. Joe Co stock appears to be undervalued. The current stock price of $60.72 is trading 18.7% below its estimated GF Value™ of $74.72. GuruFocus considers The St. Joe Co to be Modestly Undervalued.

Key valuation signals for JOE:

  • Moat Score: 5
  • GF Value™: $74.72 vs. price of $60.72 (18.7% below fair value)
  • GF Score™: 92/100 with 4 warning signs

No single metric tells the full story. See the JOE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The St. Joe Co Business Description

Other Exchanges JOE:Germany
Address 130 Richard Jackson Boulevard, Suite 200, Panama City Beach, FL, USA, 32407
The St. Joe Co is a real estate development, asset management, and operating company and it has three operating segments; the Residential segment plans and develops residential communities and sells homesites to homebuilders or retail consumers, the Hospitality segment that derives maximum revenue, features a private membership club, hotel operations, food and beverage operations, golf courses, beach clubs, retail outlets, gulf-front vacation rentals, management services, marinas, and other entertainment assets, and Commercial segment include leasing of commercial property, multi-family, senior living, self-storage, and other assets and it also oversees the planning, development, entitlement, management, and sale of commercial and rural land holdings.
92GF Score

Get the complete analysis for JOE

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.72
Price
$74.72
GF Value